--- title: Rathbun Insurance Blog Posts from 2019 description: Blog posts published by Rathbun Insurance in 2019 --- # ARTICLES FROM 2019 * * * [**September Quotes for a Cause - Jesse Melot Scholarship Fund** — We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is actually purchased. — This month, we stopped by Ele's Place to present our $500… — Oct 4, 2019](/blog/2019/september-quotes-for-a-cause-jesse-melot-scholarship-fund) [**What is a Mini Tort Claim and How Do I File One?** — A mini tort claim is like a small civil suit that you file against an at-fault driver. As a courtesy to our customers, The Rathbun Agency files mini tort claims with other insurance carriers. — At this time, the maximum dollar amount that can be recovered as a result of a mini-tort claim is $1,000.… — Sep 20, 2019](/blog/2019/what-is-a-mini-tort-claim-and-how-do-i-file-one) [**August Quotes for a Cause - Michigan Wildlife Conservancy** — We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is actually purchased. — In August, we are partnered alongside the Michigan Wildlife… — Sep 10, 2019](/blog/2019/august-quotes-for-a-cause-michigan-wildlife-conservancy) [**Community Highlight - Jesse Melot Scholarship Fund** — Striving to be a strong community partner, we partner with a different community organizations each month through our Quotes for a Cause program. We would like to expand their reach and give each month's organization some space to share their story! — **What is the Jesse Melot Scholarship Fund?** — The… — Sep 5, 2019](/blog/2019/community-highlight-jesse-melot-scholarship-fund) [**What No-Fault Changes Are Effective Now?** — While there are several implementation dates that affect the recent no-fault reform law, the vast majority of provisions do not take effect until July 1st, 2020. However, there are certain provisions that took an immediate affect after the passing of the law. — As in the past, the Named Insured,… — Aug 13, 2019](/blog/2019/what-no-fault-changes-are-effective-now) [**July Quotes for a Cause - The House of Promise** — We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is actually purchased. — Today, we were able to stop by The House of Promise and present… — Aug 8, 2019](/blog/2019/july-quotes-for-a-cause-the-house-of-promise) [**Community Highlight - Michigan Wildlife Conservancy** — Striving to be a strong community partner, we partner with a different community organizations each month through our Quotes for a Cause program. We would like to expand their reach and give each month's organization some space to share their story! — This month, we are partnering alongside the… — Aug 8, 2019](/blog/2019/community-highlight-michigan-wildlife-conservancy) [**Community Highlight - The House of Promise** — Striving to be a strong community partner, we partner with a different community organizations each month through our Quotes for a Cause program. We would like to expand their reach and give each month's organization some space to share their story! — The House of Promise was founded by Shari… — Jul 12, 2019](/blog/2019/community-highlight-the-house-of-promise) [**Do I Need A Personal Umbrella Policy?** — Yes. — But what is an umbrella policy? A personal umbrella policy is an additional liability policy that provides coverage beyond the limits of your primary personal insurance policies. Typically, the umbrella is providing liability coverage above an auto, home or boat policy. — Accidents happen.… — Jul 12, 2019](/blog/2019/do-i-need-a-personal-umbrella-policy) [**June Quotes for a Cause - Footprints of Michigan** — We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is actually purchased. — Executive Director Geronimo Lerma stopped by this afternoon so… — Jul 9, 2019](/blog/2019/june-quotes-for-a-cause-footprints-of-michigan) * * * - [1](/blog/2019.md) - [2](/blog/2019.md/page-2) - [3](/blog/2019.md/page-3) - [4](/blog/2019.md/page-4) - [5](/blog/2019.md/page-5) - [6](/blog/2019.md/page-6) **Request your insurance proposal online or contact our office to find out how we can help you find a policy that fits your needs.** [Get Started](/insurance-proposal) [Contact Us](/contact) ```json {"@context":"http://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":{"@id":"/blog","name":"Blog"}}]} ```