--- title: Rathbun Insurance Blog Posts from 2023 description: Blog posts published by Rathbun Insurance in 2023 --- # ARTICLES FROM 2023 * * * [**Safeguarding Your Digital World- Guide to Cybersecurity in 2023** — In the ever-evolving landscape of the digital world, cybercrime is projected to cost the global economy a staggering $8 trillion in 2023, as reported by Cybersecurity Ventures. At Rathbun Insurance, we understand the gravity of this threat and prioritize empowering our customers with the knowledge… — Nov 29, 2023](/blog/2023/safeguarding-your-digital-world-guide-to-cybersecurity-in-2023) [**🌟✨ GivingTuesday Spotlight - Junior Achievement of Mid Michigan Starmakers breakfast! ✨🌟** — Today, our Rathbun Agency team had the privilege of attending the Junior Achievement of Mid Michigan Starmakers breakfast, and what an inspiring experience it was! We were joined by our dedicated Rathbun staff, the incredible Miguel Solis (featured speaker and Rathbun summer intern), and our friend… — Nov 28, 2023](/blog/2023/givingtuesday-spotlight-junior-achievement-of-mid-michigan-starmakers-breakfast) [**Deciding Between Commercial Auto and Personal Auto Insurance: A Guide for Michigan Residents** — In the state of Michigan, it's important for individuals to understand when they should consider obtaining a commercial auto policy instead of relying on a personal auto policy. While personal auto insurance covers most individual vehicle uses, there are situations where a commercial auto policy… — Nov 17, 2023](/blog/2023/deciding-between-commercial-auto-and-personal-auto-insurance-a-guide-for-michigan-residents) [**Inspiring the Next Generation: Rathbun Insurance Team Returns to Wilson Talent Center on Pajama Day** — Rathbun Insurance staff Ben Rathbun, Darren Bardell, and Kenwon Simpson, recently had the privilege of returning to Kenwon’s alma mater, the Wilson Talent Center, to present to the Business and Risk Management class. This special opportunity allowed them to give back to the program that played a… — Nov 15, 2023](/blog/2023/inspiring-the-next-generation-rathbun-insurance-team-returns-to-wilson-talent-center-on-pajama-day) [**Navigating the Waters of Insurance: Claims Made vs. Occurrence Policies** — In the intricate landscape of insurance, the choice between claims-made and occurrence policies can significantly impact how coverage is triggered and claims are handled. Understanding the nuances of these policies is crucial for both insurers and the insured. Let's delve into the key aspects of… — Nov 13, 2023](/blog/2023/navigating-the-waters-of-insurance-claims-made-vs-occurrence-policies) [**Unlocking Home Insurance: Home Inspection 101** — At Rathbun Insurance, we believe in providing comprehensive coverage that safeguards your home and valuables. When it comes to securing the right insurance policy, you may wonder why a home inspection might be required by your insurance carrier. In this blog, we'll delve into the reasons behind… — Nov 13, 2023](/blog/2023/unlocking-home-insurance-home-inspection-101) [**Navigating Carrier Loss Control Visits: A Collaborative Approach to Strengthening Your Business** — At Rathbun Insurance, we prioritize your safety and the success of your business. In this blog, we aim to provide insight into what a loss control visits entails and outline the carrier's goals and — expectations, ensuring a collaborative and mutually beneficial experience. — A Carrier Loss Control… — Nov 13, 2023](/blog/2023/navigating-carrier-loss-control-visits-a-collaborative-approach-to-strengthening-your-business) [**Importance of timely insurance premium payments!** — In the realm of financial planning, insurance serves as a safety net that shields individuals, families, and business from unexpected and potentially devastating losses. Whether it’s health, life, auto, liability, or property insurance, the essence of these protective measures lies not just in the… — Nov 10, 2023](/blog/2023/importance-of-timely-insurance-premium-payments) [**15 Holiday Decorating Hazards To Avoid at Your Business** — Adding some holiday magic to your business? From accessibility to food safety, we’ve got you covered. Check out these 15 tips to keep your holiday decorations safe. — **1. Holiday tree fires:** Set up your tree(s) far from any heat sources, such as fireplaces, radiators or light fixtures. Use lights… — Nov 9, 2023](/blog/2023/15-holiday-decorating-hazards-to-avoid-at-your-business) [**Demystifying Insurance Rates: How Carriers Set Premiums and the Role of Independent Insurance Agencies** — Insurance is an essential aspect of financial planning and risk management. It provides a safety net that helps individuals and businesses safeguard themselves against unforeseen events and unexpected expenses. However, have you ever wondered how insurance rates are determined? In this blog post,… — Nov 7, 2023](/blog/2023/demystifying-insurance-rates-how-carriers-set-premiums-and-the-role-of-independent-insurance-agencies) * * * - [1](/blog/2023.md) - [2](/blog/2023.md/page-2) - [3](/blog/2023.md/page-3) - [4](/blog/2023.md/page-4) - [5](/blog/2023.md/page-5) - [6](/blog/2023.md/page-6) - [7](/blog/2023.md/page-7) - [8](/blog/2023.md/page-8) - [9](/blog/2023.md/page-9) - [10](/blog/2023.md/page-10) - [11](/blog/2023.md/page-11) - [12](/blog/2023.md/page-12) - [13](/blog/2023.md/page-13) **Request your insurance proposal online or contact our office to find out how we can help you find a policy that fits your needs.** [Get Started](/insurance-proposal) [Contact Us](/contact) ```json {"@context":"http://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":{"@id":"/blog","name":"Blog"}}]} ```