---
title: Insurance Blog | Rathbun Insurance in Lansing, Michigan
description: Read the Rathbun Insurance blog for local, interesting and up-to-date Michigan insurance news.
---

# INSURANCE BLOG

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[**Continued Learning Matters: Heather & Darren Travel to Cincinnati for Life Insurance Training** — Earlier this month, two of our Producers – **Heather Cooper-Kim** and **Darren Bardell** – had the opportunity to head to Cincinnati, Ohio for a multi-day education program focused on Cincinnati Life Insurance. — During this in-depth training, Heather and Darren spent time learning the ins and outs of life… — Nov 4, 2025](/blog/2025/continued-learning-matters-heather-darren-travel-to-cincinnati-for-life-insurance-training)

[**We’d Love Your Review on Google!** — At Rathbun Insurance, **Being There Matters Most** — and part of being there is continually listening, evolving, improving, and growing alongside our community. — One of the best ways you can support our agency is by taking a moment to leave us a Google Review. Not only does this help future customers… — Nov 4, 2025](/blog/2025/wed-love-your-review-on-google)

[**Limit Employment Practices Risk at Your Business** — Are you mitigating your risk of employment practices violations? If not, your business could be open to an employee lawsuit that your commercial general liability (CGL) policy won’t cover. — CGL insurance excludes employment practices claims. And if you think your commercial umbrella policy will… — Nov 3, 2025](/blog/2025/limit-employment-practices-risk-at-your-business)

[**How to Insure a Travel Trailer or Camper for the Off-Season** — For many RV and travel trailer owners, the fall and winter months bring road trips to a pause. Whether you store your camper in a garage, on your property, or at a designated facility, it's important to make sure your insurance coverage adjusts with the change in season. — Even when your travel… — Nov 3, 2025](/blog/2025/how-to-insure-a-travel-trailer-or-camper-for-the-off-season)

[**Keeping Your Commercial Property Prepared for Severe Weather** — Severe weather events like hurricanes, snowstorms, wildfires, hailstorms, or heavy rain can cause major damage to commercial properties and disrupt business operations. For property owners, facility managers, and tenants alike, being prepared ahead of time is key to minimizing risk and recovering… — Nov 3, 2025](/blog/2025/keeping-your-commercial-property-prepared-for-severe-weather)

[**Your Homeowners Policy Might Not Cover Rebuilding Costs — Building Ordinance or Law Coverage Can Help** — A windstorm blows though your tree-lined neighborhood and a large oak tree crashes through the center of your house. Fortunately, wind is a covered peril and your insurance responds to the damage. — But when your contractor applies for the construction permits, there's a wrinkle: Your home isn’t up… — Oct 30, 2025](/blog/2025/your-homeowners-policy-might-not-cover-rebuilding-costs-building-ordinance-or-law-coverage-can-help)

[**Rathbun Insurance Proud to Support the Third Annual Sneaker Gala** — This past weekend, Rathbun Insurance was proud to serve as an event sponsor for the Third Annual Sneaker Gala, hosted by All of the Above Hip Hop Academy (AOTA). CEO Ben Rathbun and Personal Lines Account Manager Kai Brewer represented the agency at this incredible celebration of art, culture, and… — Oct 27, 2025](/blog/2025/rathbun-insurance-proud-to-support-the-third-annual-sneaker-gala)

[**Celebrating 10 Years of Helping Women Period!** — Rathbun Insurance Producer Heather Cooper-Kim and Commercial Account Executive Cheryl Grimes had an absolute blast attending _The Greatest Flow on Earth – 10 Years of Helping Women Period!_ The evening was filled with joy, gratitude, and celebration of the powerful impact this local organization has… — Oct 27, 2025](/blog/2025/celebrating-10-years-of-helping-women-period)

[**Welcome Allegra Cagigas to the Rathbun Insurance Team** — We are excited to announce that Allegra Cagigas has joined Rathbun Insurance as our newest Personal Lines Account Manager! — Allegra brings with her a wealth of knowledge and experience in the insurance industry. Most recently, she worked as a Personal Lines Account Manager at an independent agency… — Oct 22, 2025](/blog/2025/welcome-allegra-cagigas-to-the-rathbun-insurance-team)

[**Insurance for Pedal-Powered Electric Bikes and Microcars** — Pedal-operated electric bikes (or e-bikes) and microcars can be convenient alternatives to traditional cars, but they also come with risks. For example, your bike or microcar could be stolen, or you could accidentally injure someone or damage their property. But standard home and renters insurance… — Oct 22, 2025](/blog/2025/insurance-for-pedal-powered-electric-bikes-and-microcars)

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**Request your insurance proposal online or contact our office to find out how we can help you find a policy that fits your needs.**

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