---
title: Insurance Blog | Rathbun Insurance in Lansing, Michigan
description: Read the Rathbun Insurance blog for local, interesting and up-to-date Michigan insurance news.
---

# INSURANCE BLOG

* * *

[**Stop on by! Rathbun Insurance Renovation Complete** — We are thrilled to share that Rathbun Insurance has officially completed our office renovation and we are back working from our original location at the corner of Saginaw and Pine — the very place we’ve proudly called home since the 1950s. — Thanks to an $850,000 remodel project, our beloved… — Apr 28, 2025](/blog/2025/stop-on-by-rathbun-insurance-renovation-complete)

[**Mentorship in Action: Rathbun Visits Sexton High School** — It’s Mentorship Day at J.W. Sexton High School, and Rathbun Insurance was proud to show up and share the power of possibility with the next generation. — Our CEO, Ben Rathbun, and Commercial Account Manager, Emily Harte-Merchand, spent the day in Ms. Lovitt’s class talking with students about… — Apr 18, 2025](/blog/2025/mentorship-in-action-rathbun-visits-sexton-high-school)

[**Being There for Our Neighbors: Supporting Allen Neighborhood Center’s Neighbors in Need Fund** — At Rathbun Insurance, we believe in more than just protecting what matters — we believe in _being there_ when it matters most. That’s why we’re proud to support Allen Neighborhood Center’s Neighbors in Need Fund, which provides critical, immediate support for Lansing Eastside residents facing… — Apr 18, 2025](/blog/2025/being-there-for-our-neighbors-supporting-allen-neighborhood-centers-neighbors-in-need-fund)

[**Do You Need Workers’ Comp for an Employee Overseas? Let’s Talk Foreign Voluntary Workers’ Comp.** — In today’s remote-first world, it’s not uncommon to have a rockstar employee living and working halfway across the globe. But if you’ve got a U.S. employee working abroad — even if they’re doing the same job they’ve always done from the comfort of a Croatian Airbnb — you might be wondering: are we… — Apr 16, 2025](/blog/2025/do-you-need-workers-comp-for-an-employee-overseas-lets-talk-foreign-voluntary-workers-comp)

[**Why “Storage Only” Auto Insurance Might Leave You Exposed in Michigan** — In Michigan, it’s common for people to remove coverage from vehicles they aren’t using—especially in the winter. They’ll keep only **comprehensive** coverage (to protect against things like theft, vandalism, and weather damage) and drop everything else. This is known as putting a vehicle “in storage”… — Apr 15, 2025](/blog/2025/why-storage-only-auto-insurance-might-leave-you-exposed-in-michigan)

[**The Match Game: What Happens When You Can’t Match Your Roof or Siding After a Claim?** — Picture this: a storm rolls through, damages part of your siding or roofing, and your homeowners insurance steps in to help cover the repairs. Great, right? But there’s a catch— **what if the original materials aren’t made anymore?** — That’s where **undamaged siding or roofing coverage** can make all the… — Apr 13, 2025](/blog/2025/the-match-game-what-happens-when-you-cant-match-your-roof-or-siding-after-a-claim)

[**Does Your Homeowners Insurance Cover Your Side Hustle? Probably Not.** — From tax prep and tutoring to candle making and piano lessons, more and more people are running small businesses right out of their homes. But here's a question you might not have considered: **what happens if something goes wrong?** Will your homeowners insurance cover it? — The short answer: **not by…** — Apr 13, 2025](/blog/2025/does-your-homeowners-insurance-cover-your-side-hustle-maybe-but-not-always)

[**Let’s Talk Diminishing Deductibles: A Small Perk That Can Pay Off Big** — You know the sinking feeling that comes after a fender bender—right after you say, “I’m okay,” your next thought is usually, “Ugh, that deductible...” But what if that deductible was actually _less_ than you expected? — If you’re insured with **Auto-Owners** , you may have access to one of our favorite… — Apr 13, 2025](/blog/2025/lets-talk-diminishing-deductibles-a-small-perk-that-can-pay-off-big)

[**Auto-Owners At-Fault Accident Forgiveness** — Let’s face it—accidents happen. Whether you spaced out at a red light or got a little too confident during a Michigan snowstorm, even careful drivers can have a slip-up behind the wheel. The good news? If you’re insured with Auto-Owners and carry their _At-Fault Accident Forgiveness_ coverage, your… — Apr 13, 2025](/blog/2025/auto-owners-at-fault-accident-forgiveness)

[**What Is Personal Injury Liability—and Do You Have It on Your Homeowners Policy?** — Most people assume their homeowners insurance has them covered for liability. If someone slips on the driveway, breaks a bone, and sues? That’s typically included under standard liability coverage. — But what if you’re sued for something you _said_ rather than something that _happened_ on your… — Apr 13, 2025](/blog/2025/what-is-personal-injury-liability-and-do-you-have-it-on-your-homeowners-policy)

* * *

- [1](/blog.md)
- [2](/blog.md/page-2)
- [3](/blog.md/page-3)
- [4](/blog.md/page-4)
- [5](/blog.md/page-5)
- [6](/blog.md/page-6)
- [7](/blog.md/page-7)
- [8](/blog.md/page-8)
- [9](/blog.md/page-9)
- [10](/blog.md/page-10)
- [11](/blog.md/page-11)
- [12](/blog.md/page-12)
- [13](/blog.md/page-13)
- [14](/blog.md/page-14)
- [15](/blog.md/page-15)
- [16](/blog.md/page-16)
- [17](/blog.md/page-17)
- [18](/blog.md/page-18)
- [19](/blog.md/page-19)
- [20](/blog.md/page-20)
- [21](/blog.md/page-21)
- [22](/blog.md/page-22)
- [23](/blog.md/page-23)
- [24](/blog.md/page-24)
- [25](/blog.md/page-25)
- [26](/blog.md/page-26)
- [27](/blog.md/page-27)
- [28](/blog.md/page-28)
- [29](/blog.md/page-29)
- [30](/blog.md/page-30)
- [31](/blog.md/page-31)
- [32](/blog.md/page-32)
- [33](/blog.md/page-33)
- [34](/blog.md/page-34)
- [35](/blog.md/page-35)
- [36](/blog.md/page-36)
- [37](/blog.md/page-37)
- [38](/blog.md/page-38)
- [39](/blog.md/page-39)
- [40](/blog.md/page-40)
- [41](/blog.md/page-41)
- [42](/blog.md/page-42)
- [43](/blog.md/page-43)
- [44](/blog.md/page-44)
- [45](/blog.md/page-45)
- [46](/blog.md/page-46)
- [47](/blog.md/page-47)
- [48](/blog.md/page-48)
- [49](/blog.md/page-49)
- [50](/blog.md/page-50)
- [51](/blog.md/page-51)
- [52](/blog.md/page-52)
- [53](/blog.md/page-53)
- [54](/blog.md/page-54)
- [55](/blog.md/page-55)
- [56](/blog.md/page-56)
- [57](/blog.md/page-57)
- [58](/blog.md/page-58)
- [59](/blog.md/page-59)
- [60](/blog.md/page-60)
- [61](/blog.md/page-61)
- [62](/blog.md/page-62)
- [63](/blog.md/page-63)
- [64](/blog.md/page-64)
- [65](/blog.md/page-65)
- [66](/blog.md/page-66)
- [67](/blog.md/page-67)
- [68](/blog.md/page-68)
- [69](/blog.md/page-69)
- [70](/blog.md/page-70)
- [71](/blog.md/page-71)
- [72](/blog.md/page-72)
- [73](/blog.md/page-73)
- [74](/blog.md/page-74)
- [75](/blog.md/page-75)
- [76](/blog.md/page-76)
- [77](/blog.md/page-77)
- [78](/blog.md/page-78)
- [79](/blog.md/page-79)
- [80](/blog.md/page-80)
- [81](/blog.md/page-81)
- [82](/blog.md/page-82)
- [83](/blog.md/page-83)
- [84](/blog.md/page-84)
- [85](/blog.md/page-85)
- [86](/blog.md/page-86)
- [87](/blog.md/page-87)
- [88](/blog.md/page-88)
- [89](/blog.md/page-89)
- [90](/blog.md/page-90)
- [91](/blog.md/page-91)
- [92](/blog.md/page-92)
- [93](/blog.md/page-93)
- [94](/blog.md/page-94)
- [95](/blog.md/page-95)
- [96](/blog.md/page-96)
- [97](/blog.md/page-97)
- [98](/blog.md/page-98)
- [99](/blog.md/page-99)
- [100](/blog.md/page-100)
- [101](/blog.md/page-101)
- [102](/blog.md/page-102)

**Request your insurance proposal online or contact our office to find out how we can help you find a policy that fits your needs.**

[Get Started](/insurance-proposal)

[Contact Us](/contact)