---
title: Insurance Blog | Rathbun Insurance in Lansing, Michigan
description: Read the Rathbun Insurance blog for local, interesting and up-to-date Michigan insurance news.
---

# INSURANCE BLOG

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[**Why You Should Have Rental Car Coverage on Your Auto Insurance Policy in Michigan** — Imagine this: You’re involved in an accident, and your car needs repairs. How will you get to work, pick up your kids, or run daily errands while your vehicle is in the shop? If you don’t have **rental car coverage** on your auto insurance policy, you might find yourself scrambling for a solution—and… — Mar 15, 2025](/blog/2025/why-you-should-have-rental-car-coverage-on-your-auto-insurance-policy-in-michigan)

[**Loss Assessment Coverage: A Must-Have for Condo Owners & HOA Members** — If you own a **condo** or live in a community with a **homeowners association (HOA)**, you probably know that the association carries its own insurance policy. But did you know that if the HOA suffers a major loss, **you could be responsible for part of the cost**? — That’s where **Loss Assessment Coverage** comes… — Mar 15, 2025](/blog/2025/loss-assessment-coverage-a-must-have-for-condo-owners-hoa-members)

[**Inland Flood Coverage: Are You Protected?** — **Flooding isn’t just a coastal problem. Inland floods caused by heavy rain, snowmelt, or overflowing streams are on the rise, even in low-to-moderate risk areas. Unfortunately, standard homeowners, renters, and condo policies don’t cover flood damage, leaving many people vulnerable to costly repairs…** — Mar 15, 2025](/blog/2025/inland-flood-coverage-are-you-protected)

[**Protecting Your Identity: Why Identity Fraud Expense Coverage Belongs on Your Homeowners Policy** — In today’s digital world, identity theft is a growing concern. Criminals can steal personal information to access bank accounts, open fraudulent credit cards, or even take out loans in your name. Unfortunately, recovering from identity theft can be a long and costly process. That’s where **Identity…** — Mar 15, 2025](/blog/2025/protecting-your-identity-why-identity-fraud-expense-coverage-belongs-on-your-homeowners-policy)

[**Hazards in Your Home Storage Areas** — Many American families have an accumulation of stuff in their homes: gasoline cans, spare oil, half-containers of antifreeze, fertilizer, yard pesticides and other materials all compressed together into one poorly ventilated space. This creates the perfect conditions for vapors, chemical reactions… — Mar 13, 2025](/blog/2025/hazards-in-your-home-storage-areas)

[**Join Our Team: Rathbun Insurance is Hiring a Personal Lines Account Manager** — Are you a passionate and results-driven professional with a commitment to delivering exceptional service? Do you thrive in a team-oriented environment that values integrity, success, and community? Join Rathbun Insurance as a **Personal Lines Account Manager** and play a pivotal role in advancing our… — Mar 11, 2025](/blog/2025/join-our-team-rathbun-insurance-is-hiring-a-personal-lines-account-manager)

[**A Legacy: Honoring Gene Rathbun’s Impact on Rathbun Insurance** — In the insurance world, policies and coverages may define our work, but it’s the people who define our purpose. At Rathbun Insurance, our guiding principle has always been **"Being There Matters Most."** Few embodied that philosophy more than my grandpa, Gene Rathbun, whose legacy of genuine connection… — Mar 10, 2025](/blog/2025/a-legacy-honoring-gene-rathbuns-impact-on-rathbun-insurance)

[**Welcoming Marcy Rzepka to the Rathbun Insurance Team** — We are thrilled to announce that Marcy Rzepka is joining Rathbun Insurance as our newest Personal and Commercial Insurance Producer! — Marcy brings with her a wealth of experience, having spent over 30 years in sales and marketing. Most recently, she served as the Member Relations Manager at the… — Mar 5, 2025](/blog/2025/welcoming-marcy-rzepka-to-the-rathbun-insurance-team)

[**Tell Your Rathbun Account Manager Before Buying Backyard Chickens** — Egg prices have skyrocketed, and with them, an increased interest in backyard chickens. But before you acquire a flock, consider your liability risks and insurance coverage. — **Liability** — Keeping chickens can create liability issues for you. Chickens can cause bodily harm by pecking or transmitting… — Mar 5, 2025](/blog/2025/tell-your-rathbun-account-manager-before-buying-backyard-chickens)

[**Cyber Bytes: Beware of IRS Tax Scams** — A threatening notification from the IRS can be overwhelming. That’s why it’s a staple in the scammer’s toolkit. They want you to be scared and not take time to think. — **Common IRS tax scams** — These often start with a call from someone posing as an IRS agent. They can go a few ways: — In one popular… — Mar 4, 2025](/blog/2025/cyber-bytes-beware-of-irs-tax-scams)

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