---
title: Insurance Blog | Rathbun Insurance in Lansing, Michigan
description: Read the Rathbun Insurance blog for local, interesting and up-to-date Michigan insurance news.
---

# INSURANCE BLOG

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[**Tell Your Rathbun Account Manager Before Buying Backyard Chickens** — Egg prices have skyrocketed, and with them, an increased interest in backyard chickens. But before you acquire a flock, consider your liability risks and insurance coverage. — **Liability** — Keeping chickens can create liability issues for you. Chickens can cause bodily harm by pecking or transmitting… — Mar 5, 2025](/blog/2025/tell-your-rathbun-account-manager-before-buying-backyard-chickens)

[**Cyber Bytes: Beware of IRS Tax Scams** — A threatening notification from the IRS can be overwhelming. That’s why it’s a staple in the scammer’s toolkit. They want you to be scared and not take time to think. — **Common IRS tax scams** — These often start with a call from someone posing as an IRS agent. They can go a few ways: — In one popular… — Mar 4, 2025](/blog/2025/cyber-bytes-beware-of-irs-tax-scams)

[**Worker's Compensation and Subcontractors** — **Why Are My Subcontractors Included in My Workers' Compensation Payroll?** — If you're a contractor in Michigan, you've probably faced an unexpected surprise when your workers' compensation (WC) audit includes payroll for subcontractors. Many contractors assume that subcontractors are independent… — Mar 4, 2025](/blog/2025/workers-compensation-and-subcontractors)

[**Rathbun Insurance Inspires the Next Generation at JA Girls’ Dream Fair** — As we close out February’s Insurance Careers Month, we’re proud to celebrate our continued commitment to empowering the next generation of professionals. Today, Producer Heather Cooper-Kim and Account Manager Kim Evans are representing Rathbun Insurance at the Girls’ Dream Fair, hosted by Junior… — Feb 28, 2025](/blog/2025/rathbun-insurance-inspires-the-next-generation-at-ja-girls-dream-fair)

[**Flipping for a Cause: Rathbun Insurance Supports Haven House’s Pancake Palooza!** — This past weekend, Rathbun Insurance proudly showed up in support of **Haven House’s Annual Pancake Palooza!** As a **Special Ingredient Sponsor** , we were thrilled to help make this fun-filled event a success. Our **President, David Finkbeiner, and Commercial Account Executives, Cheryl Grimes and Paige…** — Feb 24, 2025](/blog/2025/flipping-for-a-cause-rathbun-insurance-supports-haven-houses-pancake-palooza)

[**Reduce Risks Associated With Electric Vehicles** — While the federal government and firefighting associations don’t collect data on the number of electric vehicle (EV) fires, there’s one thing all industry specialists seem to agree on: When an EV catches fire, it’s much more difficult to extinguish than traditional vehicle fires. That’s because an… — Feb 24, 2025](/blog/2025/reduce-risks-associated-with-electric-vehicles)

[**How To Read and Understand Your Auto Policy** — If understanding your auto insurance policy is challenging, you’re not alone. Insurance is a contract, so it has a lot of legal language. But don’t let that scare you. — Once you know where to find the information, you can confidently review and ask questions about your policy. Your insurance agent… — Feb 21, 2025](/blog/2025/how-to-read-and-understand-your-auto-policy)

[**4 Water Damage Situations Standard Home Insurance Policies Won’t Cover** — No one wants to come home to an overflowing toilet, a backed-up sewer line or a leaking ceiling. Water damage can cause homeowners as much money and anxiety as a fire, an earthquake or a hurricane. — The Insurance Information Institute reports that water damage accounts for around 24% of all… — Feb 19, 2025](/blog/2025/4-water-damage-situations-standard-home-insurance-policies-wont-cover)

[**What Is Negligence?** — According to Cornell Law School, negligence is “a failure to behave with the level of care that someone of ordinary prudence would have exercised under the same circumstances.” This applies to professional services and personal actions. — While you can’t purchase a catch-all “negligence insurance”… — Feb 17, 2025](/blog/2025/what-is-negligence)

[**Rathbun Insurance Featured on 1320 WILS Morning Show** — We’re excited to share that our very own Laura Stoken, COO of Rathbun Insurance, had the incredible opportunity to be a guest on 1320 WILS here in Lansing! Laura joined morning show host Mike Austin on Wednesday, February 5, 2025, at 7:10 AM for a 10-minute segment, discussing some major updates at… — Feb 14, 2025](/blog/2025/rathbun-insurance-featured-on-1320-wils-morning-show)

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**Request your insurance proposal online or contact our office to find out how we can help you find a policy that fits your needs.**

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