---
title: Insurance Blog | Rathbun Insurance in Lansing, Michigan
description: Read the Rathbun Insurance blog for local, interesting and up-to-date Michigan insurance news.
---

# INSURANCE BLOG

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[**What Is Equipment Breakdown Insurance?** — Equipment breakdown insurance includes two primary coverages: — The cost to repair or replace equipment or machinery that malfunctions or breaks — Lost income and property damage resulting from the downed equipment — For example, if one of the freezers in a food warehouse or grocery store stops… — Jul 7](/blog/2026/what-is-equipment-breakdown-insurance)

[**Proud to Support ScrapFest 2026—Another Year of Creativity, Community, and Collaboration** — At Rathbun Insurance, we believe that _Being There Matters Most,_ and one of our favorite ways to live out that vision is by supporting the incredible organizations and events that make our community stronger. — That's why we're proud to once again partner with Auto-Owners Insurance as a sponsor of… — Jul 6](/blog/2026/proud-to-support-scrapfest-2026-another-year-of-creativity-community-and-collaboration)

[**Celebrating Community at the 2026 Lansing Pride Festival** — Our team had an incredible time celebrating at the 2026 Lansing Pride Festival! — Rathbun Insurance CEO Ben Rathbun, Account Managers Allegra Cagigas and Martha Beuerle, and Commercial Account Executive Cheryl Grimes spent the day connecting with thousands of community members at our festival booth… — Jul 6](/blog/2026/celebrating-community-at-the-2026-lansing-pride-festival)

[**One Month to Go! Join Us as We Celebrate 70 Years of Being There** — The countdown is on! — In just one month, Rathbun Insurance will celebrate an incredible milestone—our 70th Anniversary—and we couldn't imagine marking this occasion without the clients, friends, community partners, and neighbors who have been part of our journey. — Please mark your calendars and… — Jul 6](/blog/2026/one-month-to-go-join-us-as-we-celebrate-70-years-of-being-there)

[**Celebrating Community at the 517 Juneteenth Festival** — Rathbun Insurance was honored to join thousands of community members at the 517 Juneteenth Festival in REO Town as a proud Culture Series Sponsor in partnership with Auto-Owners Insurance. — President and Partner Laura Stoken and Account Manager Allegra Cagigas had the privilege of staffing the… — Jun 23](/blog/2026/celebrating-community-at-the-517-juneteenth-festival)

[**Does Your Credit Score Affect Your Insurance Premium?** — Have you heard that your credit score can affect how much you pay for insurance? — As a consumer, you probably know everyone has a credit score maintained by three major credit reporting agencies: Equifax, Experian and TransUnion. These firms compile information from financial institutions and… — Jun 23](/blog/2026/does-your-credit-score-affect-your-insurance-premium)

[**Picking Up the Pieces After a House Fire** — A house fire can be devastating. Even if you, your family and your pets manage to escape unharmed, the loss of precious mementos and possibly even your home itself can feel overwhelming. — Any one of us could be the victim of a fire. Would you know what to do if you experienced a fire? Piecing your… — Jun 23](/blog/2026/picking-up-the-pieces-after-a-house-fire)

[**Tailor Your Auto Policy To Suit Your Situation** — Auto insurance can be complicated and expensive, but it's required almost everywhere in the U.S. — It's important to understand that a standard auto insurance policy covers only specific types of damage and liability. Your state's required coverage limits may not be enough to protect you if you're… — Jun 23](/blog/2026/tailor-your-auto-policy-to-suit-your-situation)

[**Trampolines, Pools, and Playsets: Are You Protected?** — In 1934, University of Iowa gymnast George Nissen and his coach, Larry Griswold, were searching for a way to help Nissen improve his gymnastics training. Working out of Nissen’s garage, the duo built a bouncing device by connecting a steel frame to a canvas sheet using rubber inner tubes. They… — Jun 23](/blog/2026/trampolines-are-you-protected)

[**Come Celebrate With Us at Lansing Pride This Saturday!** — At Rathbun Insurance, we believe that _Being There Matters Most_—and we are excited to once again celebrate with our community at Lansing Pride 2026. — Together with our partners at West Bend Insurance Company, we are proud to serve as an Entertainment Sponsor for this year's festival and invite… — Jun 23](/blog/2026/come-celebrate-with-us-at-lansing-pride-this-saturday)

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**Request your insurance proposal online or contact our office to find out how we can help you find a policy that fits your needs.**

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