---
title: Insurance Blog | Rathbun Insurance in Lansing, Michigan
description: Read the Rathbun Insurance blog for local, interesting and up-to-date Michigan insurance news.
---

# INSURANCE BLOG

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[**Community Highlight - For Good Foundation Gala** — At Rathbun Insurance, we understand the power of community and the pivotal role women play in shaping its future. Our commitment to fostering leadership and supporting community initiatives goes beyond insurance services. We take pride in uplifting organizations that tirelessly work towards making… — Jan 3, 2024](/blog/2024/community-highlight-for-good-foundation-gala)

[**6 Tips To Safely Enjoy Candles in Your Home** — Candles are responsible for an estimated 7,400 residential fires yearly, an average of 20 home fires daily. Fires caused by candles resulted in 90 deaths and $291 million in direct property damage nationwide, according to the National Fire Protection Association (NFPA). — Follow these 6 tips for… — Jan 2, 2024](/blog/2024/6-tips-to-safely-enjoy-candles-in-your-home)

[**Protect Your Trucking and Freight Operation** — The trucking and freight industry is crucial to the economy, transporting goods from coast to coast. But a lot of liability is riding on your trucking and freight operation. — Thieves stole over $31.1 million in shipments in the last quarter of 2023, according to CargoNet’s Q3 2023 Supply Chain… — Dec 29, 2023](/blog/2023/protect-your-trucking-and-freight-operation)

[**Starting the New Year Safely** — Every new year, you set resolutions to make yourself better, healthier, stronger, friendlier, lighter and so on. Unfortunately, these resolutions are not always realistic. We all want to do better, but we sometimes set goals we cannot achieve. — The key to a successful resolution is setting… — Dec 27, 2023](/blog/2023/starting-the-new-year-safely)

[**What Plumbing Mishaps Will Your Homeowners Insurance Cover?** — Imagine a pipe bursts and water spreads throughout your home, damaging everything in its path. Your insurance would pay for repairs and loss of use while renovations are underway. There is one caveat, though: The cause of the break has to be accidental. Insurance will not cover damage caused by a… — Dec 19, 2023](/blog/2023/what-plumbing-mishaps-will-your-homeowners-insurance-cover)

[**What Homeowners Should Know About a Large Loss** — If your home is damaged by a fire, a flood or another disaster, you may be relieved to know it wasn't completely destroyed. But it's important to understand how your insurance coverage works. You may still be required to rebuild the entire thing or have expenses that aren't covered. — **What’s a “…** — Dec 18, 2023](/blog/2023/what-homeowners-should-know-about-a-large-loss)

[**Cyber Bytes: Don’t Get Swindled by QR Code Scams** — Quick response (QR) codes allow you to navigate to a website or other digital information without typing in a web address. From cashless vendors to product information to airline boarding passes, QR codes made it easier to share information digitally. — QR codes are like barcodes on products at the… — Dec 14, 2023](/blog/2023/cyber-bytes-dont-get-swindled-by-qr-code-scams)

[**Protect Your Investment: The Consequences of Underinsurance in Home Coverage** — In the labyrinth of home insurance, the value of understanding and securing appropriate coverage limits cannot be overstated. A gap between the actual cost to rebuild and the insured amount can lead to devastating consequences in the event of a loss. Recognizing this, homeowners are encouraged to… — Dec 11, 2023](/blog/2023/the-house-that-underinsurance-couldnt-rebuild)

[**Your Town’s Fire Rating Affects Your Home Insurance** — Many factors affect your home insurance rates. Some have to do with the age, location and structure of your home. Others have to do with local crime rates, school districts and weather hazards. — But there’s one factor that homeowners and homebuyers rarely know about: the community’s fire rating.… — Dec 8, 2023](/blog/2023/your-towns-fire-rating-affects-your-home-insurance)

[**Do You Own a Recreational Drone or Plan On Purchasing a Drone This Season?** — Recreational drones, sometimes called unmanned aerial vehicles (UAVs), are growing in popularity. The Federal Aviation Administration (FAA) reports that more than 506,635 drones have been registered for recreational use. — Drone pilots are expected to understand drone regulations and operate UAVs… — Dec 6, 2023](/blog/2023/do-you-own-a-recreational-drone-or-plan-on-purchasing-a-drone-this-season)

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**Request your insurance proposal online or contact our office to find out how we can help you find a policy that fits your needs.**

[Get Started](/insurance-proposal)

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