--- title: Insurance Blog | Rathbun Insurance in Lansing, Michigan description: Read the Rathbun Insurance blog for local, interesting and up-to-date Michigan insurance news. --- # INSURANCE BLOG * * * [**Prevent Freezing Pipes in Extreme Cold** — It’s that time of year again: cold snap season. Plumbing systems can freeze when temperatures take a sudden nosedive past the freezing mark, or 32 F. And when water freezes and expands within a pipe, the pipe can burst. — Here are some tips to protect your plumbing during extreme cold: — **Turn one…** — Jan 17, 2024](/blog/2024/prevent-freezing-pipes-in-extreme-cold) [**VIDEO: Understanding the Hard Insurance Market and Cost Sharing** — In the dynamic landscape of the insurance industry, we currently find ourselves amidst what experts term a "hard market." This phase challenges insurance companies to reevaluate their strategies in the face of mounting financial pressures. To delve deeper into the intricacies of the hard insurance… — Jan 10, 2024](/blog/2024/video-understanding-the-hard-insurance-market-and-cost-sharing) [**What can an Independent Insurance Agent do for you?** — Looking to change your auto insurance, cover your home for damage or get liability insurance? An independent insurance agent can help you with all of these needs. — What makes independent agents different from “captive” agents, who represent a single insurance company? More importantly, what can an… — Jan 8, 2024](/blog/2024/what-can-an-independent-insurance-agent-do-for-you) [**15 Tips for Driving in Snow and Ice** — Driving in snow and ice requires quick reflexes, patience and know-how. — If you can’t avoid driving in wintry conditions, make sure you and your vehicle are ready for the challenge. Also, try to time your trip so you follow snowplows and ice/sand trucks rather than leading the way. — **Do you have…** — Jan 5, 2024](/blog/2024/15-tips-for-driving-in-snow-and-ice) [**Community Highlight - For Good Foundation Gala** — At Rathbun Insurance, we understand the power of community and the pivotal role women play in shaping its future. Our commitment to fostering leadership and supporting community initiatives goes beyond insurance services. We take pride in uplifting organizations that tirelessly work towards making… — Jan 3, 2024](/blog/2024/community-highlight-for-good-foundation-gala) [**6 Tips To Safely Enjoy Candles in Your Home** — Candles are responsible for an estimated 7,400 residential fires yearly, an average of 20 home fires daily. Fires caused by candles resulted in 90 deaths and $291 million in direct property damage nationwide, according to the National Fire Protection Association (NFPA). — Follow these 6 tips for… — Jan 2, 2024](/blog/2024/6-tips-to-safely-enjoy-candles-in-your-home) [**Protect Your Trucking and Freight Operation** — The trucking and freight industry is crucial to the economy, transporting goods from coast to coast. But a lot of liability is riding on your trucking and freight operation. — Thieves stole over $31.1 million in shipments in the last quarter of 2023, according to CargoNet’s Q3 2023 Supply Chain… — Dec 29, 2023](/blog/2023/protect-your-trucking-and-freight-operation) [**Starting the New Year Safely** — Every new year, you set resolutions to make yourself better, healthier, stronger, friendlier, lighter and so on. Unfortunately, these resolutions are not always realistic. We all want to do better, but we sometimes set goals we cannot achieve. — The key to a successful resolution is setting… — Dec 27, 2023](/blog/2023/starting-the-new-year-safely) [**What Plumbing Mishaps Will Your Homeowners Insurance Cover?** — Imagine a pipe bursts and water spreads throughout your home, damaging everything in its path. Your insurance would pay for repairs and loss of use while renovations are underway. There is one caveat, though: The cause of the break has to be accidental. Insurance will not cover damage caused by a… — Dec 19, 2023](/blog/2023/what-plumbing-mishaps-will-your-homeowners-insurance-cover) [**What Homeowners Should Know About a Large Loss** — If your home is damaged by a fire, a flood or another disaster, you may be relieved to know it wasn't completely destroyed. But it's important to understand how your insurance coverage works. You may still be required to rebuild the entire thing or have expenses that aren't covered. — **What’s a…** — Dec 18, 2023](/blog/2023/what-homeowners-should-know-about-a-large-loss) * * * - [1](/blog.md) - [2](/blog.md/page-2) - [3](/blog.md/page-3) - [4](/blog.md/page-4) - [5](/blog.md/page-5) - [6](/blog.md/page-6) - [7](/blog.md/page-7) - [8](/blog.md/page-8) - [9](/blog.md/page-9) - [10](/blog.md/page-10) - [11](/blog.md/page-11) - [12](/blog.md/page-12) - [13](/blog.md/page-13) - [14](/blog.md/page-14) - [15](/blog.md/page-15) - [16](/blog.md/page-16) - [17](/blog.md/page-17) - [18](/blog.md/page-18) - [19](/blog.md/page-19) - [20](/blog.md/page-20) - [21](/blog.md/page-21) - [22](/blog.md/page-22) - [23](/blog.md/page-23) - [24](/blog.md/page-24) - [25](/blog.md/page-25) - [26](/blog.md/page-26) - [27](/blog.md/page-27) - [28](/blog.md/page-28) - [29](/blog.md/page-29) - [30](/blog.md/page-30) - [31](/blog.md/page-31) - [32](/blog.md/page-32) - [33](/blog.md/page-33) - [34](/blog.md/page-34) - [35](/blog.md/page-35) - [36](/blog.md/page-36) - [37](/blog.md/page-37) - [38](/blog.md/page-38) - [39](/blog.md/page-39) - [40](/blog.md/page-40) - [41](/blog.md/page-41) - [42](/blog.md/page-42) - [43](/blog.md/page-43) - [44](/blog.md/page-44) - [45](/blog.md/page-45) - [46](/blog.md/page-46) - [47](/blog.md/page-47) - [48](/blog.md/page-48) - [49](/blog.md/page-49) - [50](/blog.md/page-50) - [51](/blog.md/page-51) - [52](/blog.md/page-52) - [53](/blog.md/page-53) - [54](/blog.md/page-54) - [55](/blog.md/page-55) - [56](/blog.md/page-56) - [57](/blog.md/page-57) - [58](/blog.md/page-58) - [59](/blog.md/page-59) - [60](/blog.md/page-60) - [61](/blog.md/page-61) - [62](/blog.md/page-62) - [63](/blog.md/page-63) - [64](/blog.md/page-64) - [65](/blog.md/page-65) - [66](/blog.md/page-66) - [67](/blog.md/page-67) - [68](/blog.md/page-68) - [69](/blog.md/page-69) - [70](/blog.md/page-70) - [71](/blog.md/page-71) - [72](/blog.md/page-72) - [73](/blog.md/page-73) - [74](/blog.md/page-74) - [75](/blog.md/page-75) - [76](/blog.md/page-76) - [77](/blog.md/page-77) - [78](/blog.md/page-78) - [79](/blog.md/page-79) - [80](/blog.md/page-80) - [81](/blog.md/page-81) - [82](/blog.md/page-82) - [83](/blog.md/page-83) - [84](/blog.md/page-84) - [85](/blog.md/page-85) - [86](/blog.md/page-86) - [87](/blog.md/page-87) - [88](/blog.md/page-88) - [89](/blog.md/page-89) - [90](/blog.md/page-90) - [91](/blog.md/page-91) - [92](/blog.md/page-92) - [93](/blog.md/page-93) - [94](/blog.md/page-94) - [95](/blog.md/page-95) - [96](/blog.md/page-96) - [97](/blog.md/page-97) - [98](/blog.md/page-98) - [99](/blog.md/page-99) - [100](/blog.md/page-100) - [101](/blog.md/page-101) - [102](/blog.md/page-102) **Request your insurance proposal online or contact our office to find out how we can help you find a policy that fits your needs.** [Get Started](/insurance-proposal) [Contact Us](/contact)