---
title: Insurance Blog | Rathbun Insurance in Lansing, Michigan
description: Read the Rathbun Insurance blog for local, interesting and up-to-date Michigan insurance news.
---

# INSURANCE BLOG

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[**Why does my agent ask me so many questions?** — When purchasing insurance, you may have noticed that insurance agents ask a lot of questions. This can often seem like an intrusive and time-consuming process, but it is actually a necessary part of the insurance application process. Why do agents ask so many questions and why are they so important… — Apr 26, 2023](/blog/2023/why-does-my-agent-ask-me-so-many-questions)

[**Congratulations Newlyweds! Don't Forget to Insure Your Wedding Ring** — We just wanted to take a moment to say congratulations on your recent marriage! We hope your wedding day was filled with love, joy, and memories — that will last a lifetime. — As you start your new life together, we know that you have a lot to think about. But we wanted to remind you of one… — Apr 21, 2023](/blog/2023/congratulations-newlyweds-dont-forget-to-insure-your-wedding-ring)

[**Moving Out on Your Own? Why Insurance Should be at the Top of Your To-Do List** — Moving out of your parents' house is a significant milestone and we understand how exciting it can be to finally have your own space and independence. With this newfound freedom comes new responsibilities, one of which is making sure you have the proper insurance coverage to protect yourself and… — Apr 21, 2023](/blog/2023/moving-out-on-your-own-why-insurance-should-be-at-the-top-of-your-to-do-list)

[**Why Unlimited Personal Injury Protection (PIP) is Crucial for Young Adults in Michigan** — As a young adult, you might not think much about the potential costs associated with a car accident. However, the reality is that accidents can happen to anyone, regardless of age or driving experience. In Michigan, having unlimited Personal Injury Protection (PIP) coverage is essential for… — Apr 21, 2023](/blog/2023/why-unlimited-personal-injury-protection-pip-is-crucial-for-young-adults-in-michigan)

[**Why Young Adults Need Umbrella Insurance: Protecting Yourself from the Unexpected** — As a young adult, you may not be thinking about purchasing insurance, let alone an umbrella insurance policy. However, it's important to understand that accidents and unexpected events can happen at any time and it's crucial to be prepared for them. — At Rathbun Insurance, we understand that life… — Apr 21, 2023](/blog/2023/why-young-adults-need-umbrella-insurance-protecting-yourself-from-the-unexpected)

[**Quotes for a Cause - Casa for Kids​ in Barry, Eaton, and Ingham counties in Michigan** — Since September 2015, The Rathbun Agency has selected a different non-profit each month as part of our Quotes for a Cause giving campaign. This campaign allows our Agency to partner with local organizations that are making a positive impact our own community. At the end of each month, we present… — Apr 21, 2023](/blog/2023/quotes-for-a-cause-casa-for-kids-in-barry-eaton-and-ingham-counties-in-michigan)

[**Community Highlight: 2nd Annual National African American Insurance Association Scholarship Breakfast** — Since September 2015, The Rathbun Agency has selected a different non-profit each month as part of our Quotes for a Cause giving campaign. This campaign allows our Agency tomaking a positive impact our own community. At the end of each month, we present that month’s organization with a check for $1… — Apr 21, 2023](/blog/2023/community-highlight-2nd-annual-national-african-american-insurance-association-naaia-scholarship-breakfast)

[**Independent vs. Captive Agent** — As you navigate the world of insurance, you may encounter different types of agents. Two common types are independent agents and exclusive or captive agents. While both types of agents can provide you with insurance coverage, there are some key differences to be aware of. In this blog post, we’ll… — Apr 21, 2023](/blog/2023/independent-vs-captive-agent)

[**Pool Safety and Insurance Coverage** — Hello, fellow parents! As a working mom and an insurance professional, I want to talk to you about a topic that is near and dear to my heart - pool safety and insurance coverage. — As summer approaches and we prepare to spend more time outdoors, many of us may be lucky enough to have a pool in our… — Apr 12, 2023](/blog/2023/pool-safety-and-insurance-coverage)

[**Let Rathbun Insurance be Your Personal Insurance Shopper this Mother's Day** — Insurance shopping can be a daunting task, especially with so many insurance carriers and policies available. At The Rathbun Agency, we understand that finding the right insurance coverage can be time-consuming and confusing. That's why we offer our services as your personal insurance shopper for… — Apr 12, 2023](/blog/2023/let-rathbun-insurance-agency-be-your-personal-insurance-shopper-this-mothers-day)

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**Request your insurance proposal online or contact our office to find out how we can help you find a policy that fits your needs.**

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