--- title: Insurance Blog | Rathbun Insurance in Lansing, Michigan description: Read the Rathbun Insurance blog for local, interesting and up-to-date Michigan insurance news. --- # INSURANCE BLOG * * * [**What No-Fault Changes Are Effective Now?** — While there are several implementation dates that affect the recent no-fault reform law, the vast majority of provisions do not take effect until July 1st, 2020. However, there are certain provisions that took an immediate affect after the passing of the law. — As in the past, the Named Insured,… — Aug 13, 2019](/blog/2019/what-no-fault-changes-are-effective-now) [**July Quotes for a Cause - The House of Promise** — We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is actually purchased. — Today, we were able to stop by The House of Promise and present… — Aug 8, 2019](/blog/2019/july-quotes-for-a-cause-the-house-of-promise) [**Community Highlight - Michigan Wildlife Conservancy** — Striving to be a strong community partner, we partner with a different community organizations each month through our Quotes for a Cause program. We would like to expand their reach and give each month's organization some space to share their story! — This month, we are partnering alongside the… — Aug 8, 2019](/blog/2019/community-highlight-michigan-wildlife-conservancy) [**Community Highlight - The House of Promise** — Striving to be a strong community partner, we partner with a different community organizations each month through our Quotes for a Cause program. We would like to expand their reach and give each month's organization some space to share their story! — The House of Promise was founded by Shari… — Jul 12, 2019](/blog/2019/community-highlight-the-house-of-promise) [**Do I Need A Personal Umbrella Policy?** — Yes. — But what is an umbrella policy? A personal umbrella policy is an additional liability policy that provides coverage beyond the limits of your primary personal insurance policies. Typically, the umbrella is providing liability coverage above an auto, home or boat policy. — Accidents happen.… — Jul 12, 2019](/blog/2019/do-i-need-a-personal-umbrella-policy) [**June Quotes for a Cause - Footprints of Michigan** — We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is actually purchased. — Executive Director Geronimo Lerma stopped by this afternoon so… — Jul 9, 2019](/blog/2019/june-quotes-for-a-cause-footprints-of-michigan) [**Rathbun Agency Wins 2019 Top of the Town Award!** — A big thank you to all our insureds and supporters who voted for us to win Best Insurance Agent/Agency in this year's City Pulse Top of the Town! We wouldn't have been able to make it sixty-three years serving our local community if it wasn't for all your support. We are proud to be a part of this… — Jun 28, 2019](/blog/2019/rathbun-agency-wins-2019-top-of-the-town-award) [**Community Highlight - Footprints of Michigan** — Striving to be a strong community partner, we partner with a different community organizations each month through our Quotes for a Cause program. We would like to expand their reach and give each month's organization some space to share their story! — For June's Quotes for a Cause, we are… — Jun 14, 2019](/blog/2019/community-highlight-footprints-of-michigan) [**Auto Insurance Reform Bill Drastically Changes Landscape of Michigan Insurance** — Originally posted in Lansing State Journal: — Last Wednesday morning, Gov. Gretchen Whitmer signed an auto insurance reform bill that drastically changes the landscape of the Michigan insurance industry. The new law will alter many facets of the insurance code, from allowing consumers to pick their… — Jun 10, 2019](/blog/2019/auto-insurance-reform-bill-drastically-changes-landscape-of-michigan-insurance) [**May Quotes for a Cause - Life as a Zebra Foundation** — We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is actually purchased. — This month for Quotes for a Cause, we partnered with Life as a… — Jun 4, 2019](/blog/2019/may-quotes-for-a-cause-life-as-a-zebra-foundation) * * * - [1](/blog.md) - [2](/blog.md/page-2) - [3](/blog.md/page-3) - [4](/blog.md/page-4) - [5](/blog.md/page-5) - [6](/blog.md/page-6) - [7](/blog.md/page-7) - [8](/blog.md/page-8) - [9](/blog.md/page-9) - [10](/blog.md/page-10) - [11](/blog.md/page-11) - [12](/blog.md/page-12) - [13](/blog.md/page-13) - [14](/blog.md/page-14) - [15](/blog.md/page-15) - [16](/blog.md/page-16) - [17](/blog.md/page-17) - [18](/blog.md/page-18) - [19](/blog.md/page-19) - [20](/blog.md/page-20) - [21](/blog.md/page-21) - [22](/blog.md/page-22) - [23](/blog.md/page-23) - [24](/blog.md/page-24) - [25](/blog.md/page-25) - [26](/blog.md/page-26) - [27](/blog.md/page-27) - [28](/blog.md/page-28) - [29](/blog.md/page-29) - [30](/blog.md/page-30) - [31](/blog.md/page-31) - [32](/blog.md/page-32) - [33](/blog.md/page-33) - [34](/blog.md/page-34) - [35](/blog.md/page-35) - [36](/blog.md/page-36) - [37](/blog.md/page-37) - [38](/blog.md/page-38) - [39](/blog.md/page-39) - [40](/blog.md/page-40) - [41](/blog.md/page-41) - [42](/blog.md/page-42) - [43](/blog.md/page-43) - [44](/blog.md/page-44) - [45](/blog.md/page-45) - [46](/blog.md/page-46) - [47](/blog.md/page-47) - [48](/blog.md/page-48) - [49](/blog.md/page-49) - [50](/blog.md/page-50) - [51](/blog.md/page-51) - [52](/blog.md/page-52) - [53](/blog.md/page-53) - [54](/blog.md/page-54) - [55](/blog.md/page-55) - [56](/blog.md/page-56) - [57](/blog.md/page-57) - [58](/blog.md/page-58) - [59](/blog.md/page-59) - [60](/blog.md/page-60) - [61](/blog.md/page-61) - [62](/blog.md/page-62) - [63](/blog.md/page-63) - [64](/blog.md/page-64) - [65](/blog.md/page-65) - [66](/blog.md/page-66) - [67](/blog.md/page-67) - [68](/blog.md/page-68) - [69](/blog.md/page-69) - [70](/blog.md/page-70) - [71](/blog.md/page-71) - [72](/blog.md/page-72) - [73](/blog.md/page-73) - [74](/blog.md/page-74) - [75](/blog.md/page-75) - [76](/blog.md/page-76) - [77](/blog.md/page-77) - [78](/blog.md/page-78) - [79](/blog.md/page-79) - [80](/blog.md/page-80) - [81](/blog.md/page-81) - [82](/blog.md/page-82) - [83](/blog.md/page-83) - [84](/blog.md/page-84) - [85](/blog.md/page-85) - [86](/blog.md/page-86) - [87](/blog.md/page-87) - [88](/blog.md/page-88) - [89](/blog.md/page-89) - [90](/blog.md/page-90) - [91](/blog.md/page-91) - [92](/blog.md/page-92) - [93](/blog.md/page-93) - [94](/blog.md/page-94) - [95](/blog.md/page-95) - [96](/blog.md/page-96) - [97](/blog.md/page-97) - [98](/blog.md/page-98) - [99](/blog.md/page-99) - [100](/blog.md/page-100) **Request your insurance proposal online or contact our office to find out how we can help you find a policy that fits your needs.** [Get Started](/insurance-proposal) [Contact Us](/contact)