ARTICLES ABOUT AUTO-INSURANCE

September is National Preparedness Month, and it's the perfect time to ensure you're ready for unexpected disasters. The Michigan Department of Insurance and Financial Services (DIFS) is emphasizing the importance of having a plan to cover insurance policy deductibles in case of emergencies. This…

Driving while intoxicated or under the influence of drugs is deadly and expensive. Yet it continues to happen every day across the United States. Sadly, alcohol-impaired crashes alone claim more than 10,000 lives per year in the U.S., according to the National Highway Traffic Safety Administration…

You know how expensive auto insurance can be, especially if you have multiple family members on your policy. And insurance companies understand how important it is to make auto insurance more affordable. As a result, they offer a range of discounts. In fact, did you know you could save as much as 2…

Today, we bring you an important update regarding the 2019 No-Fault law in Michigan. The long-awaited decision from the Michigan Supreme Court has been released, and it directly impacts the reimbursement limits for those injured prior to the law change. — Back in 2019, the state of Michigan…

 As your trusted independent agency in Lansing, MI, we are committed to ensuring your safety and protecting your property. With a severe thunderstorm watch in effect, there is a possibility of a hail storm heading our way. Hail storms can cause significant damage to homes, vehicles, and other…

When purchasing insurance, you may have noticed that insurance agents ask a lot of questions. This can often seem like an intrusive and time-consuming process, but it is actually a necessary part of the insurance application process. Why do agents ask so many questions and why are they so important…

As a young adult, you might not think much about the potential costs associated with a car accident. However, the reality is that accidents can happen to anyone, regardless of age or driving experience. In Michigan, having unlimited Personal Injury Protection (PIP) coverage is essential for…

As you navigate the world of insurance, you may encounter different types of agents. Two common types are independent agents and exclusive or captive agents. While both types of agents can provide you with insurance coverage, there are some key differences to be aware of. In this blog post, we’ll…

As a young adult, you may not be thinking about purchasing insurance, let alone an umbrella insurance policy. However, it's important to understand that accidents and unexpected events can happen at any time and it's crucial to be prepared for them. — At Rathbun Insurance, we understand that life…

As online shopping has become increasingly popular, the demand for delivery drivers has risen. Many people have taken on this role to earn extra income or even as a full-time job. However, what many people don't realize is that delivery drivers are not covered on their personal auto policies. —…