--- title: Blog Posts Tagged claims description: Blog Posts Tagged claims --- # ARTICLES ABOUT CLAIMS * * * [**You Let a Friend Drive the Boat. Are You Still Covered?** — Picture this: You’re out on the lake, enjoying the sunshine and cool breeze. A friend offers to take the wheel while you grab a snack or check the engine. You hand over the helm without a second thought… then pause: _If something happens, am I still covered even though I’m not the one driving?_ — It’… — Jul 24, 2025](/blog/2025/you-let-a-friend-drive-the-boat-are-you-still-covered) [**Let’s Talk Diminishing Deductibles: A Small Perk That Can Pay Off Big** — You know the sinking feeling that comes after a fender bender—right after you say, “I’m okay,” your next thought is usually, “Ugh, that deductible...” But what if that deductible was actually _less_ than you expected? — If you’re insured with **Auto-Owners** , you may have access to one of our favorite… — Apr 13, 2025](/blog/2025/lets-talk-diminishing-deductibles-a-small-perk-that-can-pay-off-big) [**Auto-Owners At-Fault Accident Forgiveness** — Let’s face it—accidents happen. Whether you spaced out at a red light or got a little too confident during a Michigan snowstorm, even careful drivers can have a slip-up behind the wheel. The good news? If you’re insured with Auto-Owners and carry their _At-Fault Accident Forgiveness_ coverage, your… — Apr 13, 2025](/blog/2025/auto-owners-at-fault-accident-forgiveness) [**Insurance Premiums Are Rising — Here's What You Need To Know** — Sticker shock and revolving risk are the new normal. — Extreme weather, cyberattacks, supply chain interruptions, worker shortages, wars and inflation keep hammering the insurance market. It’s like the classic “I Love Lucy” scene where Lucy works on an assembly line in a candy factory. As the… — Feb 14, 2025](/blog/2025/insurance-premiums-are-rising-heres-what-you-need-to-know) [**What Does an Insurance Claims Adjuster Do?** — A claims adjuster determines how much your insurance company should pay you after you file a claim. A property and casualty adjuster investigates auto, business and home claims. They're also called an insurance adjuster. — Claims adjusters may handle property claims involving damage to vehicles or… — Jan 8, 2025](/blog/2025/what-does-an-insurance-claims-adjuster-do) [**Don’t Wait Until Disaster Strikes — Create an Inventory of Your Belongings Now** — Any large-scale loss of property is devastating. But if you've made an inventory of your personal belongings, it could make the process of recovery and filing an insurance claim much easier. — **You need an inventory to make an insurance claim** — To make a claim under your insurance policy, you need… — Dec 3, 2024](/blog/2024/dont-wait-until-disaster-strikes-create-an-inventory-of-your-belongings-now) [**Why Football Fans Should Have a Personal Umbrella Policy** — Fall is here, and for many of us, that means one thing: football season! From cheering on your favorite team to tossing around the pigskin in the backyard, there’s no better way to enjoy the season than gathering with friends and family. But what if that friendly game of backyard football takes an… — Oct 29, 2024](/blog/2024/why-football-fans-should-have-an-rli-personal-umbrella-policy) [**6 Halloween Hazards To Watch Out For** — Halloween is fun for kids and grown-ups alike. But it's also full of scary (and dangerous) traps for the unwary. Watch out for these common hazards: — **Candles:** Use glow sticks or battery-operated lights rather than candles in jack-o'-lanterns and luminaria. Candles can create fire hazards,… — Oct 18, 2024](/blog/2024/6-halloween-hazards-to-watch-out-for) [**Review Your Beneficiaries** — Having a current and properly executed will is an important part of estate planning. That having been said, wills need to go through the probate process, which can be time-consuming. — But assets with named beneficiaries are generally exempt from probate proceedings. That’s part of the appeal:… — Sep 9, 2024](/blog/2024/review-your-beneficiaries) [**Accidents Happen: How Everyday Mishaps Can Lead to Big Losses** — At Rathbun Insurance, we understand that accidents can happen in the blink of an eye. The truth is, even the most careful among us can fall victim to unexpected mishaps that lead to significant damage or loss. This year alone, we've seen several claims that serve as a reminder of how small… — Sep 3, 2024](/blog/2024/accidents-happen-how-everyday-mishaps-can-lead-to-big-losses) * * * - [1](/blog/tag/claims.md) - [2](/blog/tag/claims.md/page-2) - [3](/blog/tag/claims.md/page-3) - [4](/blog/tag/claims.md/page-4) - [5](/blog/tag/claims.md/page-5) - [6](/blog/tag/claims.md/page-6) **Request your insurance proposal online or contact our office to find out how we can help you find a policy that fits your needs.** [Get Started](/insurance-proposal) [Contact Us](/contact) ```json {"@context":"http://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":{"@id":"/blog","name":"Blog"}},{"@type":"ListItem","position":2,"item":{"@id":"/blog/tag/claims","name":"claims"}}]} ```