--- title: Blog Posts Tagged no-fault-reform description: Blog Posts Tagged no-fault-reform --- # ARTICLES ABOUT NO-FAULT-REFORM * * * [**Auto No-Fault vs. Standard Health Insurance – What’s Covered?** — One of the significant changes brought by Michigan's no-fault reform is the option for drivers to select different medical benefit levels under their Personal Injury Protection (PIP) coverage. These choices can have substantial consequences in the event of an accident. — As of July 1, 2020, drivers… — Apr 13, 2025](/blog/2025/auto-no-fault-vs-standard-health-insurance-whats-covered) [**Michigan Supreme Court Rules No-Fault Reimbursement Limits Not Retroactive** — Today, we bring you an important update regarding the 2019 No-Fault law in Michigan. The long-awaited decision from the Michigan Supreme Court has been released, and it directly impacts the reimbursement limits for those injured prior to the law change. — Back in 2019, the state of Michigan… — Aug 1, 2023](/blog/2023/michigan-supreme-court-rules-no-fault-reimbursement-limits-not-retroactive) [**Rathbun Insurance Advocates for Customers at Big I Michigan Legislative Day** — As part of our dedication to providing exceptional service and staying informed about the latest developments in the insurance industry, we recently attended the Big I Michigan Legislative Day at the State of Michigan Capitol Building. This event provided an invaluable opportunity for us to meet… — Jun 8, 2023](/blog/2023/rathbun-insurance-advocates-for-customers-at-big-i-michigan-legislative-day) [**Why does my agent ask me so many questions?** — When purchasing insurance, you may have noticed that insurance agents ask a lot of questions. This can often seem like an intrusive and time-consuming process, but it is actually a necessary part of the insurance application process. Why do agents ask so many questions and why are they so… — Apr 26, 2023](/blog/2023/why-does-my-agent-ask-me-so-many-questions) [**Why Unlimited Personal Injury Protection (PIP) is Crucial for Young Adults in Michigan** — As a young adult, you might not think much about the potential costs associated with a car accident. However, the reality is that accidents can happen to anyone, regardless of age or driving experience. In Michigan, having unlimited Personal Injury Protection (PIP) coverage is essential for… — Apr 21, 2023](/blog/2023/why-unlimited-personal-injury-protection-pip-is-crucial-for-young-adults-in-michigan) [**First, A Refund. Now, A Charge!?** — It’s no secret that Michigan drivers pay some of the highest insurance premiums throughout the nation. However, in doing so, some Michigan drivers are afforded unlimited and lifetime medical benefits from the Michigan Catastrophic Claims Association (MCCA) that no other state can match. — The MCCA… — Oct 13, 2022](/blog/2022/first-a-refund-now-a-charge) [**Why Do Agents Need To Know Where I Live?** — When we are in the process of putting insurance proposals together, we tend to ask quite a few questions. By far, one of the most important is “Where do you reside?” — Michigan has some of the most generous medical benefits in the country. Personal Injury Protection, or PIP, coverage pays allowable… — Sep 4, 2022](/blog/2022/why-do-agents-need-to-know-where-i-live) [**What is Personal Injury Protection Coverage?** — Whether you’ve lived in Michigan your entire life or are new to our state, everyone knows auto insurance here is expensive. Michigan is the only state in the country in which you have the option of purchasing unlimited Personal Injury Protection (PIP) coverage. — What is PIP? This coverage pays… — Aug 30, 2022](/blog/2022/what-is-personal-injury-protection-coverage) [**When Trying to Help Can Actually Cause More Harm Than Good** — For the parent of a young adult who is ready to declare independence – and make the move out of the family home - times are particularly trying. We are left shaken from the economic fallout of the pandemic, fearful of our loved one’s long-term sustainability on their own and continually searching… — Dec 22, 2021](/blog/2021/when-trying-to-help-can-actually-cause-more-harm-than-good) [**Michigan Drivers To Get Refund Checks of $400 Per Car** — Governor Gretchen Whitmer and the Department of Insurance and Financial Services has announced that the Michigan Catastophic Claims Association (MCCA) will be returning surplus funds and will begin the process of refunding $400 per vehicle to Michigan Drivers. It is expected that drivers will… — Dec 7, 2021](/blog/2021/michigan-drivers-to-get-refund-checks-of-400-per-car) * * * - [1](/blog/tag/no-fault-reform.md) - [2](/blog/tag/no-fault-reform.md/page-2) - [3](/blog/tag/no-fault-reform.md/page-3) **Request your insurance proposal online or contact our office to find out how we can help you find a policy that fits your needs.** [Get Started](/insurance-proposal) [Contact Us](/contact) ```json {"@context":"http://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":{"@id":"/blog","name":"Blog"}},{"@type":"ListItem","position":2,"item":{"@id":"/blog/tag/no-fault-reform","name":"no-fault-reform"}}]} ```