--- title: Blog Posts Tagged no-fault-reform description: Blog Posts Tagged no-fault-reform --- # ARTICLES ABOUT NO-FAULT-REFORM * * * [**Why Should Drivers on Medicare Keep Unlimited Coverage?** — One of the major changes that no-fault reform is bringing to the auto insurance landscape is the option to select different medical benefit levels. Drivers will have choices moving forward in their Personal Injury Protection, or PIP, coverage, that if selected, could have significant consequences… — May 12, 2020](/blog/2020/why-should-drivers-on-medicare-keep-unlimited-coverage) [**What Changes are Coming to Order of Priority?** — The term “order of priority” (OOP) refers to the set of rules that outline which no-fault insurer or entity has primary responsibility for payment of personal injury protection (PIP) benefits arising out of a motor vehicle accident. The rules for passengers in motor vehicles for hire are complex… — Apr 27, 2020](/blog/2020/what-changes-are-coming-to-order-of-priority) [**Why Are Independent Agents So Important During No-Fault Auto Reform?** — After July 1st, No Fault Auto Reform will take effect. This is the first major change in auto insurance benefits since 1972 when the no-fault auto insurance law was enacted in Michigan. A lot of the recent discussion has focused on the choice drivers will have on whether to keep unlimited medical… — Apr 2, 2020](/blog/2020/why-are-independent-agents-so-important-during-no-fault-auto-reform) [**Auto No-Fault vs. Medicare - What's Covered?** — One of the major changes that no-fault reform is bringing to the auto insurance landscape is the option to select different medical benefit levels. Drivers will have choices moving forward in their Personal Injury Protection (PIP) coverage, that if selected, could have significant consequences in… — Feb 21, 2020](/blog/2020/auto-no-fault-vs-medicare-whats-covered) [**What is Order of Priority?** — The term “order of priority” (OOP) refers to the set of rules that outline which no-fault insurer or entity has primary responsibility for payment of personal injury protection (PIP) benefits arising out of a motor vehicle accident. The rules for passengers in motor vehicles for hire are complex… — Feb 14, 2020](/blog/2020/what-is-order-of-priority) [**What is Qualified Health Coverage?** — As a result of recent no-fault legislation, beginning July 1, 2020, there will be the option of selecting from several different options in regards to the medical coverage carried on your auto insurance policy. The Personal Injury Protection (PIP) allowable expense limit options will include: —… — Dec 17, 2019](/blog/2019/what-is-qualified-health-coverage) [**2020-2021 MCCA Fee Released** — The Michigan Catastrophic Claims Association (MCCA) has just announced that the current per vehicle assessment of $220 will be lowered to $100 per vehicle for the period beginning July 2nd, 2020 through June 30th, 2021. Michigan drivers pay this assessment on each vehicle on their policy and the… — Nov 14, 2019](/blog/2019/2020-2021-mcca-fee-released) [**What is a Mini Tort Claim and How Do I File One?** — A mini tort claim is like a small civil suit that you file against an at-fault driver. As a courtesy to our customers, The Rathbun Agency files mini tort claims with other insurance carriers. — At this time, the maximum dollar amount that can be recovered as a result of a mini-tort claim is $1,000.… — Sep 20, 2019](/blog/2019/what-is-a-mini-tort-claim-and-how-do-i-file-one) [**What No-Fault Changes Are Effective Now?** — While there are several implementation dates that affect the recent no-fault reform law, the vast majority of provisions do not take effect until July 1st, 2020. However, there are certain provisions that took an immediate affect after the passing of the law. — As in the past, the Named Insured,… — Aug 13, 2019](/blog/2019/what-no-fault-changes-are-effective-now) [**Do I Need A Personal Umbrella Policy?** — Yes. — But what is an umbrella policy? A personal umbrella policy is an additional liability policy that provides coverage beyond the limits of your primary personal insurance policies. Typically, the umbrella is providing liability coverage above an auto, home or boat policy. — Accidents happen.… — Jul 12, 2019](/blog/2019/do-i-need-a-personal-umbrella-policy) * * * - [1](/blog/tag/no-fault-reform.md) - [2](/blog/tag/no-fault-reform.md/page-2) - [3](/blog/tag/no-fault-reform.md/page-3) **Request your insurance proposal online or contact our office to find out how we can help you find a policy that fits your needs.** [Get Started](/insurance-proposal) [Contact Us](/contact) ```json {"@context":"http://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":{"@id":"/blog","name":"Blog"}},{"@type":"ListItem","position":2,"item":{"@id":"/blog/tag/no-fault-reform","name":"no-fault-reform"}}]} ```