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Rathbun Insurance – Local, Independent, Trusted.

Rathbun Insurance is independently owned and locally operated to handle your insurance needs. We focus on Michigan and offer affordable and reliable insurance choices all across Michigan. We will help you find the right combination of tailored, personalized insurance coverage at just the right price to fit your needs.

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At Rathbun Insurance we're committed to simplifying the complex world of insurance, to understanding your needs, offering guidance, and tailoring coverage just for you. It’s peace of mind redefined.

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Being there matters most. Our vision is to prioritize the significance of our presence and unwavering commitment to support, empower, and provide peace of mind to our staff, customers, and clients, as we firmly believe that 'Being there matters most' in all that we do.


We work with a wide range of quality, reliable insurance companies and can provide coverage options for many business or personal insurance need.


Our staff has over 200 years combined experience in the insurance industry. We offer guidance and help you make the right decisions for yourself, your family, or your business.


We take care of our customers like family. See what they are saying about our excellent service! Read our customer testimonials »

March Quotes for a Cause: Join Rathbun staff at the Child Benefit Fund's Hippity Hop 5K and Easter Egg Hunt

At Rathbun Insurance, we don't just believe in safeguarding homes and businesses; we believe in the power of community and giving back. Since September 2015, our Quotes for a Cause campaign has been the heartbeat of our commitment to making a positive impact on the lives of those in our community. This heartfelt initiative allows us to collaborate with local non-profit organizations that are tirelessly working to make a profound difference. Each month, we select a different organization to support, culminating in a $1,000 donation at the end of the month. It's more than a financial contribution; it's our way of weaving tighter bonds within the fabric of our community. As we step into March...

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Auto Insurance

Our knowledgeable agents work diligently to find affordable and complete Michigan auto insurance. Request a quote and let us find the right coverage for you.

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Home Insurance

Michigan homeowner insurance rates can vary widely. We’ll make sure you’re covered at the best value.

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Business Insurance

Let us review your Michigan business insurance needs. It's vital for your business to have the proper coverage in case you ever need it.

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Life Insurance

Life changes, and your insurance policy should evolve with it. Contact us for the best selection of affordable Michigan life insurance choices.

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Renters Insurance Refresher

Renters Insurance Refresher - Inventory your belongings:Take pictures or videos of your belongings (like furniture, clothes, recreational toys, electronics and jewelry). Copy receipts, and serial and model numbers....

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Do You Need Insurance for Your Utility Trailer?

Drivers are required to carry personal liability auto insurance in Michigan. This covers your financial responsibility if you injure someone or damage their property while operating your vehicle. But what if the...

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Why Contractors Need Professional Liability Insurance

In the past, contractors didn’t need to be concerned about professional liability insurance. It was traditionally carried by architects, engineers and other design professionals for errors and omissions. But these days,...

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Distracted Driving: Don't Take the Risk

Did you know that if you’re driving and talking on your mobile device, you are over four times more likely to be involved in an accident? Let’s look at what constitutes distracted driving, what the consequences are and...

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Road to Standard Auto Insurance Market

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