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Rathbun Insurance Blog

All You Ever Wanted to Know About Insurance

Why Should You Place Your Coverage With An Independent Agent?

You should buy your insurance coverage through a direct writer, right? Why pay an agent to shop for you when you can just go directly to the company? You can cut out the middle man and save big bucks, right?


As your local independent agent, we treat you like a person, not just another customer. We are here to develop personal relationships with our clients. You can come visit our office as we live directly in your community and are easily accessible. Unlike other agents, as independent agents, we are not tied to just one company. There is no need to change agencies as your insurance and service needs change. One stop shopping puts you in touch with someone who can do the comparison for you.

As your local independent agents at Rathbun Insurance, we want to stress the benefits to you of having options. We represent a wide array of premier insurance companies. It is our job, as your insurance professional, to know exactly how to adequately protect your risks. While one company may have the best rates for your neighbor's situation, they may not be the best option for you. Why limit yourself to a direct writer and be forced to change agents each time you find a company that better suits your needs? The best benefit of the independent agent is our ability to remain your insurance advisor while shopping multiple markets to find the market best suiting your needs. If your rates skyrocket, we at the Rathbun Agency have the ability to place your coverage with another one of the companies we represent. And, we will do all the busy work for you.

Don't get us wrong. There are many great direct-writer insurance companies and agents. However, if you deal with an independent agent, there are certain services and protections available to you that a direct-writer insurance company or purely online insurance provider simply cannot provide.


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