ARTICLES FROM 2020

April Quotes for a Cause - Music is the Foundation

We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is actually purchased. — For April's Quotes for a Cause, we supported Music is the…

Why Should Drivers on Medicare Keep Unlimited Coverage?

One of the major changes that no-fault reform is bringing to the auto insurance landscape is the option to select different medical benefit levels. Drivers will have choices moving forward in their Personal Injury Protection, or PIP, coverage, that if selected, could have significant consequences…

Community Highlight - Music is the Foundation

We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is actually purchased. — For April's Quotes for a Cause, we are supporting Music is the…

March Quotes for a Cause - Capital Area College Access Network

We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is actually purchased. — While we couldn't physically stop by the Capital Area College…

What Changes are Coming to Order of Priority?

The term “order of priority” (OOP) refers to the set of rules that outline which no-fault insurer or entity has primary responsibility for payment of personal injury protection (PIP) benefits arising out of a motor vehicle accident. The rules for passengers in motor vehicles for hire are complex…

How Are My Insurance Policies Affected by Coronavirus?

We have had several questions the last few weeks on how to reduce premiums during the mandatory stay-at-home order for both businesses and individuals. Most all carriers are making accommodations if you call their billing departments directly. The carrier link in the previous sentence will direct…

Why Are Independent Agents So Important During No-Fault Auto Reform?

After July 1^st, No Fault Auto Reform will take effect. This is the first major change in auto insurance benefits since 1972 when the no-fault auto insurance law was enacted in Michigan. A lot of the recent discussion has focused on the choice drivers will have on whether to keep unlimited medical…

February Quotes for a Cause - Revitalizing 15 Year Old Mural in Old Town

We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is actually purchased. — For the month of February, we partnered with Downtown Lansing,…

Community Highlight - Capital Area College Access Network

We are excited to run a monthly Quotes for a Cause campaign. Each month, our agency will be donating $5 per new business quote to a nonprofit or charitable organization, regardless of whether or not the policy is actually purchased. — The Capital Area College Access Network (CapCAN) is a community…

Do I Have Coverage for Coronavirus?

If you’re looking for coverage on your policies that respond to COVID-19, you’re likely out of luck. Insurers learned their lesson the hard way from previous health outbreaks by limiting coverage in their policies and adding exclusions for potential losses. But what exactly is the coronavirus and…