ARTICLES FROM 2025

No one wants to come home to an overflowing toilet, a backed-up sewer line or a leaking ceiling. Water damage can cause homeowners as much money and anxiety as a fire, an earthquake or a hurricane. — The Insurance Information Institute reports that water damage accounts for around 24% of all…

According to Cornell Law School, negligence is “a failure to behave with the level of care that someone of ordinary prudence would have exercised under the same circumstances.” This applies to professional services and personal actions. — While you can’t purchase a catch-all “negligence insurance”…

We’re excited to share that our very own Laura Stoken, COO of Rathbun Insurance, had the incredible opportunity to be a guest on 1320 WILS here in Lansing! Laura joined morning show host Mike Austin on Wednesday, February 5, 2025, at 7:10 AM for a 10-minute segment, discussing some major updates at…

Are you a dynamic, ambitious individual ready to dive into the world of insurance? Rathbun Insurance is excited to announce an exclusive opportunity for a 2025 Summer Intern! This is your chance to gain hands-on experience, learn from industry professionals, and contribute to meaningful projects—…

Sticker shock and revolving risk are the new normal. — Extreme weather, cyberattacks, supply chain interruptions, worker shortages, wars and inflation keep hammering the insurance market. It’s like the classic “I Love Lucy” scene where Lucy works on an assembly line in a candy factory. As the…

At Rathbun Insurance, our mission goes beyond safeguarding homes and businesses—we are deeply committed to the well-being of our community. One of the ways we live out this commitment is through our Quotes for a Cause campaign, which began in September 2015. This initiative is a cornerstone of our…

At Rathbun Insurance, we believe that being there matters most—not just in insurance but in understanding and connecting with the community we serve. This belief recently took us to The Nokomis Cultural Heritage Center in Okemos, where our team had the privilege of immersing ourselves in the rich…

At Rathbun Insurance, we believe that Being There Matters Most—not just for our clients but for the community we call home. That’s why CEO Ben Rathbun and COO Laura Stoken were honored to attend A Night Out, a special event hosted by Waverly Robotics at Studio 414. — Since its founding in 2017,…

Are you looking to buy another company? Folding its property, customers and employees into your organization is no small feat. Even if you plan to keep it as a subsidiary, you need to do full due diligence on the insurance aspect of the deal. This rundown can help you prepare so your transaction…

According to the U.S. Environmental Protection Agency (EPA), 10% of homes have leaks that waste 90 gallons or more per day. Nationwide, that amounts to nearly 1 trillion gallons of water wasted every year. — The EPA’s National Fix a Leak Week is the third week of March. Take this time to learn how…