ARTICLES FROM 2024

It’s a mixed bag of emotions when the day arrives to send your child off to college. It often signifies the next steps into adulthood with greater autonomy, less oversight and a lot of planning. — As you hug them farewell, you’re not thinking about insurance — leave that to your agent. — Your child…

Home insurance premiums have been increasing, and obtaining coverage can be challenging in what's known as a "hard market." — When extreme weather and catastrophic events put demands on the insurance industry, this reflects in premiums and renewals. Insurance companies take on less risk and…

Vacant land has become an increasingly appealing investment, particularly in the age of skyrocketing home and rent costs. — If you’re looking to join the growing ranks of landowners, you should consider insuring your investment. This may sound strange, as nothing can be damaged or replaced on an…

According to Cycling Industry News, over 2 million bicycles are stolen every year. That’s a huge issue if your bike is your primary mode of transportation, and especially if you have invested a large amount of money in it. — The only way to protect your investment from thieves, accidents and other…

At Rathbun Insurance, we believe in the power of internships and their role in shaping the future of the insurance industry. For the second year in a row, we had the privilege of hosting four interns from Accident Fund Insurance Company of America to shine a light on the many career opportunities…

In the aftermath of a flood, it’s easy to be overwhelmed by the scale of the damage to your property and belongings. As the waters subside, the devastation wrought by floodwater becomes apparent. Returning home can be extremely upsetting and physically challenging. Here are a few practical steps…

Just because your recreational vehicle (RV) travels the same roads as cars doesn’t mean you should share the same insurance coverage. At a minimum, every state requires the same amount of liability coverage for an RV as it dictates for a car (although exact coverage requirements vary by state).…

As a pet owner, it’s hard to imagine your animal attacking someone. Yet even well-trained and well-mannered animals have bad days or find themselves in situations where they feel threatened. Your dog could knock someone over in a burst of excitement or perceive danger and go into full defense mode.…

At Rathbun Insurance, we believe in the power of community and the importance of supporting initiatives that foster growth and development. This May, we had the privilege of being an ENGAGE Sponsor for the Communities in Schools of Michigan's Leadership in Education event, a night dedicated to…

It's hard to overstate the importance of liability insurance to your business. The right liability insurance protects against injury and property damage claims that can cost millions. — How liability insurance works — Liability insurance defends your company against lawsuits and third-party claims…