Skip to content Accessibility info

Rathbun Insurance Blog

All You Ever Wanted to Know About Insurance

6 Halloween Hazards To Watch Out For

Halloween is fun for kids and grown-ups alike. But it's also full of scary (and dangerous) traps for the unwary. Watch out for these common hazards: Candles: Use glow sticks or battery-operated lights rather than...

Read More


Supporting the Capital Area Humane Society at the 32nd Annual Walk for the Animals

On Saturday, October 5, Rathbun Insurance proudly participated in the 32nd Annual Walk for the Animals, hosted by the Capital Area Humane Society, at Fitzgerald Park in Grand Ledge. Our team set up a booth and joined in...

Read More


Rathbun Insurance, 7C Lingo, and Allen Neighborhood Center Join Forces to Improve Insurance Access in Lansing

At Rathbun Insurance, we believe that “Being There Matters Most.” Our commitment to the Lansing community continues to evolve through thoughtful partnerships, such as our ongoing collaboration with 7C Lingo and local...

Read More


Rathbun Insurance Team Bridges Conversations Through Art: A DEI Journey at the Eli and Edythe Broad Art Museum

At Rathbun Insurance, fostering meaningful conversations and deeper connections is at the heart of what we do. For nearly a year now, we have been engaging in monthly DEI (Diversity, Equity, and Inclusion) chats led by...

Read More


Fireplace Safety Tips for Your Home

It’s getting cold outside, the sun is hanging lower above the horizon and evening is coming earlier. This is a wonderful time of year to curl up in front of the fireplace with a few logs burning brightly. But if you...

Read More


Cybersecurity Awareness Month: 4 Cybersecurity Behaviors To Adopt

The World Economic Forum forecasts the cost of cybercrime to reach $23.84 trillion by 2027. Yes, you read that right. Cybercrime is a fact of life in our digital world. But there’s still a lot you can do to protect...

Read More


Cyber Bytes: What Is a Data Privacy Program and Do You Need One?

Artificial intelligence (AI) has transformed from the hottest app release in history to a star player in doomsday scenarios to an assistive tool in daily life. AI-powered tech is now an expectation instead of an outlier....

Read More


Rathbun Insurance Teams Up with MSU Advanced 486 Class: We’re the Client!

We are so pumped to share some exciting news-this time, we are the client! Rathbun Insurance is thrilled to announce our unique partnership with the Michigan State University (MSU) Advanced 486 Class, also known as...

Read More


Heather Cooper-Kim Teams Up to Clean Up South Lansing!

At Rathbun Insurance, "Being There Matters Most," and yesterday, our Producer, Heather Cooper-Kim, embodied that commitment once again. As an active member of the South Lansing Business Association (SLBA), Heather spent...

Read More


It's Open Enrollment Season – Talk to the Experts at BeneGuides!

Fall is here, which means it’s open enrollment season for individual health insurance and Medicare plans. At Rathbun Insurance, we want to make sure our clients have access to the best resources when it comes to their...

Read More


Rathbun Insurance Adjusts to a 38-Hour Work Week for Better Balance and Productivity

One of the biggest changes we’ve tested recently at Rathbun Insurance is an early Friday close, introduced as part of a temporary summer hours policy. After receiving staff feedback and evaluating the impact, we’re...

Read More


My Adult Child is Borrowing My Car - What Next?

It’s a situation many parents find themselves in: your adult child is back home for a month or borrowing your car while waiting to buy their own. Naturally, you hand over the keys and think little of it. But then a...

Read More


Exciting News: Rathbun Insurance Expands Capabilities with Text Messaging!

At Rathbun Insurance, we’re always looking for ways to enhance our services and better serve our clients. We’re thrilled to announce that we have expanded our communication capabilities to include texting! This new...

Read More


Rathbun Insurance Celebrates Placemaking and Public Art in Lansing

At Rathbun Insurance, we believe in the power of community and the importance of contributing to its growth. Our Chief Operating Officer, Laura Stoken, exemplifies this commitment through her active role on the Board of...

Read More


Rathbun Insurance Joins the Fun at the First Annual Spicy Bowls Chili Cookoff!

This past weekend, our CEO Ben Rathbun and COO Laura Stoken had the pleasure of attending the first annual Spicy Bowls Chili Cookoff, an event filled with delicious food, laughter, and a strong sense of community. It...

Read More


Rathbun Insurance Shines at National African Americans in Insurance Association (NAAIA) Conference: Impact, Inclusion, and New Orleans Vibes!"

Rathbun Insurance was proud to have our CEO, Ben Rathbun, Producer Darren Bardell, and Account Manager Kenwon Simpson represent our agency at the SOLD OUT 2024 National African Americans in Insurance Association (NAAIA)...

Read More


Join Rathbun Insurance at the 517 Hispanic Heritage Weekend!

Rathbun Insurance is thrilled to sponsor the 517 Hispanic Heritage Weekend, a vibrant celebration of Hispanic culture, diversity, and community in Lansing! We invite you to join us for four exciting days of events from ...

Read More


Rathbun Insurance's Darren Bardell Wins 10 Over the Next Ten Award

We are thrilled to congratulate Darren Bardell, one of our dedicated producers at Rathbun Insurance, for being named a recipient of the prestigious 10 Over the Next Ten award by the Lansing Regional Chamber of Commerce...

Read More


Understanding Auto Insurance for Undocumented Individuals and International Drivers in Michigan

At Rathbun Insurance, we believe in ensuring that everyone in our community has access to essential services, including auto insurance. Navigating the system can be challenging, especially for undocumented individuals...

Read More


Driving and Insurance Requirements for Michigan’s Undocumented Population: What You Need to Know

At Rathbun Insurance, we believe in providing the entire community with access to reliable information on insurance. A key part of our mission is to serve populations who may face barriers in accessing the resources...

Read More


A Guide for International Drivers in Michigan: Understanding Auto Insurance Requirement

Driving in Michigan as an international driver requires understanding the rules and regulations around auto insurance. Whether you're a student, temporary worker, or visiting for an extended stay, getting properly...

Read More


Understanding Auto Insurance Rates for International Drivers in Michigan: What You Need to Know

Driving in Michigan as an international driver requires understanding the rules and regulations around auto insurance. Whether you're a student, temporary worker, or visiting for an extended stay, getting properly...

Read More


CEO Ben Rathbun Swings for Education at the Mayor's Inaugural Lansing SAVE Golf Classic

We are thrilled to share that our CEO, Ben Rathbun, recently participated in the Mayor's Inaugural Lansing SAVE Golf Classic! This unforgettable event aimed to reach the ambitious 2024 programming goals for Lansing SAVE,...

Read More


Exploring the FRIB: Rathbun Insurance’s Team Tour of Michigan State University’s Facility for Rare Isotope Beams

Yesterday, the Rathbun Insurance team had the privilege of stepping out of the office for a special tour of one of Michigan State University’s most remarkable assets: the Facility for Rare Isotope Beams (FRIB). Located...

Read More


Rathbun Insurance Attends Applied Net 2024 in Nashville, Tennessee

Rathbun Insurance Chief Operating Officer, Laura Stoken, and Vice President of Finance, Ashley McClure, are attending the Applied Net 2024 conference in Nashville, Tennessee. This annual event is a significant gathering...

Read More


Why You Don’t Need to Insure the Land Your Home Sits On

When purchasing a home, one of the most common questions I hear from homeowners is: "Why is my insurance coverage lower than the purchase price?" This usually happens when the price of the home is significantly...

Read More


Review Your Beneficiaries

Having a current and properly executed will is an important part of estate planning. That having been said, wills need to go through the probate process, which can be time-consuming. But assets with named beneficiaries...

Read More


Rathbun Insurance Joins National African American Insurance Association Summer Networking Event

We’re excited to share that Rathbun Insurance had a blast at the National African American Insurance Association (NAAIA) Summer Networking Event, hosted at Delta Dental. Our very own Darren Bardell, a NAAIA Board Member,...

Read More


Accidents Happen: How Everyday Mishaps Can Lead to Big Losses

At Rathbun Insurance, we understand that accidents can happen in the blink of an eye. The truth is, even the most careful among us can fall victim to unexpected mishaps that lead to significant damage or loss. This year...

Read More


Are You Getting the Most Protection Out of Your Home and Auto Policies?

A multicar pileup is traced back to your vehicle. An ill-timed social media comment sparks a viral defamation backlash. Your teenager has a party that ends in a bonfire, fireworks and bodily injury to several guests....

Read More


Community Highlight: Spicy Bowls for Strong Souls Chili Cookoff

At Rathbun Insurance, we believe that "Being There Matters Most," not just for our clients but also for our community. This September, we are thrilled to sponsor the Spicy Bowls for Strong Souls Chili Cookoff as part of...

Read More


Your Homeowners Policy Renewal Is Coming Up: Check Your Risk

It's time to renew your homeowners insurance policy! Thank you for being a valued customer. Please take a little time to review any changes to your situation over the past year. This checklist can help you note any new...

Read More


Rathbun Insurance Producer Joins the 3rd Annual MARK Golf Outing in Support of Advocacy

At Rathbun Insurance, we believe that "Being There Matters Most," and our team members consistently embody this vision by actively participating in community events and supporting important causes. On Friday, August...

Read More


Your Home Shelters What's Most Important to You. Let Us Help You Protect It

We're always on your side - Our job is to look out for you and what's most important to you. We take time to explain the policy details so you know what to expect from your insurance and us. We help homeowners at every...

Read More


Get Ready to Roll into Halloween with Junior Achievement of Mid Michigan and Rathbun Insurance!

We're thrilled to announce a spooktacular event you won’t want to miss-our Fundraiser Skate Night on October 25th from 5 PM to 7 PM at Edru Skate in Holt, MI! 💀🕸️ This Halloween, we're lacing up our skates and rolling...

Read More


You’re a Board Member — Manage Your Personal Liability and Risk Exposure

You’ve been invited to serve as a director or officer on the board of a corporation or nonprofit. This is an exciting opportunity that also comes with potential liability exposures across several areas, including...

Read More


Community in Action: Rathbun Insurance Helps Distribute Over 1,200 Backpacks to Lansing Students

Last Thursday, Rathbun Insurance reaffirmed our commitment to the Lansing community by participating in a significant back-to-school event in support of Communities in Schools in Michigan and hosted by radio station ...

Read More


Celebrating Zeinab AlRabiah: The Brilliant Mind Behind Rathbun Insurance's New AI Chatbot

Today marks the conclusion of the 10-week internship of Zeinab AlRabiah, and we couldn't be more grateful for the incredible impact she's had on our team this semester. At Rathbun Insurance, we take pride in partnering...

Read More


Federal Cyber Mandates Affect Critical Infrastructure Reporting

The clock is ticking. At the start of 2025, many businesses will be required to follow new cybersecurity reporting requirements under the Cyber Incident Reporting for Critical Infrastructure Act (CIRCIA). These...

Read More


Supporting Our Community: East Lansing Backpack Giveaway with Communities In Schools and TechSmith

At Rathbun Insurance, we believe that being there for our community matters most. That’s why we’re excited to share some news from great community partners over at Communities In Schools of Michigan. They’ve teamed up...

Read More


Equine Insurance: Let’s Talk About Insuring Your Horse

Equine insurance is not only for the pros. Your horse is an expensive investment, and you should consider protecting it with medical, surgical, mortality and liability insurance. If you have a small farm or ranch, even...

Read More


Homebuilding Contractors, Are You Protected From Defect Claims?

As a homebuilder, you count on your insurance to financially protect you in case of a claim, but are you aware of what your policy doesn’t cover? Whether problems arise from your work, a subcontractor’s work or faulty...

Read More


Community Highlight: United Way of South Central Michigan

At Rathbun Insurance, we are deeply committed to making a positive impact in our community, and we are very excited to highlight the incredible work of the United Way of South Central Michigan (UWSCMI). United Way...

Read More


Rathbun Insurance is Now on WeChat: Connecting with Our Community in New Ways

At Rathbun Insurance, we are constantly looking for ways to better serve our community and make our services more accessible to everyone. We are thrilled to announce that we are now on WeChat, one of the most popular...

Read More


Empowering Communities: Rathbun Insurance’s Quotes for a Cause Spotlight on the YMCA of Metropolitan Lansing

At Rathbun Insurance, we don’t just safeguard homes and businesses; we believe in the transformative power of community and giving back. Our Quotes for a Cause campaign, which began in September 2015, stands as a...

Read More


Innovative Partnership to Enhance Rathbun Insurance Services for Non-English Speaking Individuals: Rathbun Insurance and 7C Lingo

At Rathbun Insurance, we are thrilled to announce our new partnership with 7C Lingo, effective August 1st! This collaboration marks a significant milestone in our ongoing commitment to providing exceptional service to...

Read More


Welcome Emily Harte-Merchand to Rathbun Insurance!

We are excited to announce that Emily Harte-Merchand has joined the Rathbun Insurance team as our newest Commercial Account Manager. Emily will primarily be focusing on commercial accounts while also dedicating some...

Read More


Rathbun Insurance Welcomes New Team Member: Yuxuan Gao

At Rathbun Insurance, we are thrilled to announce the addition of Yuxuan Gao, who also goes by Ann, to our team! Yuxuan will be working part-time as a Producer, focusing primarily on selling personal insurance. She...

Read More


Rathbun Insurance CEO Inspires Future Leaders at MSU’s Summer Business Institute

Rathbun Insurance is thrilled to share that our CEO, Ben Rathbun, recently had the honor of speaking at Michigan State University’s week-long Summer Business Institute (SBI), hosted by their Multicultural Business...

Read More


Are Your College Kids Covered Under Your Insurance?

It’s a mixed bag of emotions when the day arrives to send your child off to college. It often signifies the next steps into adulthood with greater autonomy, less oversight and a lot of planning. As you hug them farewell,...

Read More


When To File (or Not File) a Homeowners Claim

Home insurance premiums have been increasing, and obtaining coverage can be challenging in what's known as a "hard market." When extreme weather and catastrophic events put demands on the insurance industry, this...

Read More


Landowners, Your Vacant Land Is a Liability

Vacant land has become an increasingly appealing investment, particularly in the age of skyrocketing home and rent costs. If you’re looking to join the growing ranks of landowners, you should consider insuring your...

Read More


Own a Pricey Bicycle? Insure It.

According to Cycling Industry News, over 2 million bicycles are stolen every year. That’s a huge issue if your bike is your primary mode of transportation, and especially if you have invested a large amount of money in...

Read More


Fostering Future Leaders: Rathbun Insurances' Expanded Internship Exchange

At Rathbun Insurance, we believe in the power of internships and their role in shaping the future of the insurance industry. For the second year in a row, we had the privilege of hosting four interns from Accident Fund...

Read More


Picking Up the Pieces After a Flood

In the aftermath of a flood, it’s easy to be overwhelmed by the scale of the damage to your property and belongings. As the waters subside, the devastation wrought by floodwater becomes apparent. Returning home can be...

Read More


Your RV Needs More Than Just Auto Insurance

Just because your recreational vehicle (RV) travels the same roads as cars doesn’t mean you should share the same insurance coverage. At a minimum, every state requires the same amount of liability coverage for an RV as...

Read More


Here’s What You Need To Know About Pets and Liability

As a pet owner, it’s hard to imagine your animal attacking someone. Yet even well-trained and well-mannered animals have bad days or find themselves in situations where they feel threatened. Your dog could knock someone...

Read More


Celebrating Leadership in Education: Rathbun Insurance at Communities in Schools of Michigan's May Event

At Rathbun Insurance, we believe in the power of community and the importance of supporting initiatives that foster growth and development. This May, we had the privilege of being an ENGAGE Sponsor for the Communities...

Read More


Is Your Business as Safe as You Think? A Comprehensive Guide to Liability Insurance

It's hard to overstate the importance of liability insurance to your business. The right liability insurance protects against injury and property damage claims that can cost millions. How liability insurance works -...

Read More


National Insurance Awareness Day Is June 28: Review Your Business Policies

National Insurance Awareness Day is June 28. It’s a good reminder to schedule an insurance coverage review to identify liability gaps before you have a claim. Why are coverage reviews so important? - Adopting a same-as-...

Read More


Rathbun Insurance Announces Call for Artists for LANSING Placemaking Project

We at Rathbun Insurance are excited to share some fantastic news! Laura Stoken, our Chief Operating Officer and Board Member on the Saginaw Street Corridor Improvement Authority Board of Directors, has an exciting...

Read More


Uninsured and Underinsured Drivers Are a Risk to Everyone on the Road

Do you consider yourself a safe driver with good car insurance? You take all the necessary safety precautions and have maintained a clean driving record for years. Regardless of your efforts, your financial health and...

Read More


Rathbun Insurance – Advocating for a Better Future in Insurance

We are thrilled to announce that Rathbun Insurance is an Advocate Sponsor and Pledge Signer for theInsure Equality event taking place on August 26-27, 2024, in Chicago at CineCity Studios. This year's summit, titled "A...

Read More


Join Us for Fireworks this Independence Day: Rathbun Insurance Proudly Supports the 2024 Delta Township Fireworks

At Rathbun Insurance, we are thrilled to announce our continued support for the Delta Township Fireworks, hosted by the Delta Township Parks, Recreation, and Cemeteries Commission. The Delta Township Fireworks Display...

Read More


My Family is Visiting from Out of State. How Do We Get Medical Coverage?

Living in Michigan, we understand the importance of having comprehensive auto insurance coverage, especially in unforeseen circumstances. As a no-fault insurance state, Michigan's laws can sometimes present unique...

Read More


What's Included in a Standard Homeowners Policy?

Owning a home is likely the largest investment you will make. The benefits are many, including stabilizing your housing costs with a fixed mortgage, gaining equity and taking advantage of tax benefits. How can you best...

Read More


Visit Rathbun Insurance at Lansing Pride 2024: Fun, Games, and More!

We are thrilled to announce that Rathbun Insurance, in partnership with The For Good Foundation, is a proud supporter of the 2024 Lansing Pride Festival! We invite you to join us at our booth, where Chief Executive...

Read More


Celebrating Juneteenth with Rathbun Insurance: Proud Sponsors of 2 Mid-Michigan Festivities

At Rathbun Insurance, we are thrilled to share our support for two vibrant Juneteenth celebrations taking place in Lansing. Juneteenth, officially celebrated on June 19th, marks the end of slavery in the United States...

Read More


Welcome Zeinab AlRabiah to Rathbun Insurance!

We are thrilled to welcome Zeinab AlRabiah to the Rathbun Insurance team for her summer internship! Zeinab is joining us through our Internship Program and will participate in the 10-week Internship Passport program, a...

Read More


Should You Automatically Renew Your Policy?

Most people don’t have much spare time, especially to renew their auto, home, condo or renters insurance. That’s what makes automatic policy renewals so convenient. Setting up automatic renewals of your auto, home or...

Read More


Understanding No-Fault Auto Insurance

Imagine driving your daily route, minding your own business. A truck suddenly hits you from behind, totals your car, and leaves you with medical issues and lost wages. Car accidents can be incredibly upsetting and often...

Read More


New Homeowners, Build Relationships With Local Tradespeople Before a Catastrophe Strikes

Regular maintenance and repairs are a big part of homeownership. Some tasks make great DIY projects, while others are less straightforward. Even with the best maintenance routines, you might have to make an insurance...

Read More


Rathbun Insurance: Proud Sponsors of ScrapFest 2024

We are thrilled to announce that Rathbun Insurance, in partnership with Auto-Owners Insurance, will once again be sponsoring ScrapFest! Our support for this incredible event has been unwavering since its inception, and...

Read More


Fireworks Safety and Festive Alternatives

Fireworks can add a splash of color and excitement to any celebration, but they also come with risks like burns and injuries, fire outbreaks and harm to pets. Here are some facts about fireworks from the National Fire...

Read More


Celebrating a Month of Giving: May Volunteer Activities at Rathbun Insurance

At Rathbun Insurance, we believe in living out our "Give It Away to Keep It" value, and there's no better time to showcase this commitment than during May, our designated Volunteer Month. This year, our team has gone...

Read More


Apartment Hunters Checklist

Whether you’re renting for the first time or you just need a refresher, use this checklist to spot potential red flags before signing a lease. Once you’re in your new place (or even if you decide not to move), dust off...

Read More


Are You Covered if Personal Items Are Stolen From Your Vehicle?

A vehicle break-in can happen when you least expect it, even in your own neighborhood. Approaching your car and seeing shattered glass from a broken window is unsettling and scary. You’re left dealing with vehicle...

Read More


Rathbun Insurance Celebrates Volunteer Month: Empowering Staff with Life-Saving Skills

At Rathbun Insurance, we firmly believe in giving back to our community, not just through financial support but also by actively participating in initiatives that make a tangible difference. That's why we were thrilled...

Read More


Celebrate Juneteenth with Rathbun Insurance: Join Us for a Weekend of Commemoration and Empowerment!

At Rathbun Insurance, we believe in celebrating diversity, honoring history, and empowering our communities. That's why this year, we are proud to sponsor not one, but two Juneteenth events right here in Lansing! Today,...

Read More


Call Us Before You Hit the Road in Your Motorhome or RV

You may have home insurance, and auto insurance, but is your motorhome properly covered? Let's make sure you have the right protections in place before you set off on that epic road trip. Liability insurance? It’s the...

Read More


Volunteering for a Cleaner, Greener Lansing: Cleaning up with the South Lansing Business Association

Ashley McClure Rathbun, Vice President of Finance, and Producer Heather Cooper-Kim had the opportunity to volunteer for the Southeast Lansing "Team up 2Clean up" event organized by the South Lansing Business Association...

Read More


Fostering Hope: Rathbun Insurance Staff at Child and Family Charities Breakfast

May is Volunteer Month at Rathbun Insurance, we're not just about protecting assets and managing risks; we're also deeply committed to giving back to our community. This month, several members of our team had the...

Read More


Graduation Party and Wedding Season is Upon Us: Are You Liable for Your Rented Portable Toilets?

No matter where you go, people need to go. You may need to rent portable toilets and sanitation stations for things like: Weddings and parties Commercial events Residential events Workplace events Fundraisers Disaster...

Read More


Courage Over the Edge: Ben Rathbun's Daring Descent for the Women’s Center

As our 'May is Volunteer Month' initiative continues at Rathbun Insurance, this past weekend CEO Ben Rathbun, along with the Lansing LugNuts mascot 'Big Lug,' and many other local thrill seeker/philanthropists repelled...

Read More


Empowering Communities: Rathbun Insurance’s Commitment to Financial Literacy/Participation in Cristo Rey Community Center’s Economic Empowerment Forum

Today, Rathbun Insurance had the privilege of attending the Cristo Rey Community Center’s Economic Empowerment Forum, an event that shed light on crucial issues surrounding financial empowerment. David Finkbeiner,...

Read More


Celebrating Community: Rathbun Insurance CEO Honored by South Lansing Business Association

In the vibrant heart of Lansing, a dedication to service resonates deeply, transcending mere business interests. Rathbun Insurance holds steadfast to the belief in giving back to the community that sustains us and...

Read More


Rathbun Insurance Blog: Supporting Salus Center's Prom 2024: Enchanted Garden

At Rathbun Insurance, we believe in the power of community and the importance of supporting organizations that uplift and advocate for marginalized communities. That's why we're thrilled to announce our partnership with...

Read More


Purchasing a Mobile Home? Here's What You Need To Know About Insuring It

Insuring a mobile home is different than insuring a traditional one. To get a quote, you’ll be asked a number of questions about your mobile home. The age of the home is one such question and an important consideration....

Read More


Celebrating Achievement: Congrats to Ashley McClure on Graduation!

At Rathbun Insurance, we take immense pride in the achievements of our team members. Today, we are thrilled to extend our heartfelt congratulations to Ashley McClure, our Vice President of Finance, on her remarkable...

Read More


Rathbun Insurance Proudly Supports Cristo Rey Community Center’s Economic Empowerment Forum

At Rathbun Insurance, we firmly believe in the power of community and the importance of giving back. That's why we are thrilled to announce our support for the upcoming Cristo Rey Community Center’s Economic Empowerment...

Read More


When You Need GAP Insurance

You just bought a brand-new car and couldn’t be happier. But then someone flies through a red light and totals it! Few things are more upsetting than learning you owe money for a vehicle that was wrecked or stolen...

Read More


Navigating Perimenopause and Menopause: A DEI Discussion at Rathbun Insurance

At Rathbun Insurance, we believe in fostering an inclusive workplace where every voice is heard and valued. That's why we dedicate time each month to engage in conversations around various topics of Diversity, Equity,...

Read More


What’s Your Wedding Risk Exposure? A Liability Perspective

The average cost of a wedding in the U.S. is $30,000, with venues being the highest-ticket item in the spending breakdown. Venues are also the biggest reason for claims made on wedding insurance policies, according to...

Read More


Cyber Bytes: The “Hello, Can You Hear Me?” Scam

Fraudsters superpowered with artificial intelligence (AI) are quickly becoming a reason to be skeptical of nearly everything, including wrong numbers and telemarketers. In a new phone scam, fraudsters steal a sample...

Read More


Reflecting on Success: Rathbun Insurance's Year-End Celebration

At Rathbun Insurance, we believe in the power of reflection and celebration. As the curtains closed on another fiscal year, we took a moment to pause, look back, and revel in our collective achievements. Our annual year-...

Read More


Rathbun Insurance: Fostering Diversity and Learning at National African American Insurance Association (NAAIA) Events

At Rathbun Insurance, we're committed to not only providing top-notch services to our clients but also to actively engaging with and supporting our industry community. Recently, we had the privilege of participating in...

Read More


Evaluating Your Homeowners Insurance: Key Considerations

A home purchase comes with excitement and stress, until the long-awaited closing. With the keys to your new home in hand, you pass the threshold into your future filled with friends, family and memorable moments. You've...

Read More


Celebrating Our Account Managers on Administrative Professionals Day: A Tradition of Appreciation

At Rathbun Insurance, we believe in celebrating our team members who work tirelessly behind the scenes to keep our operations running smoothly and our clients well-served. Today, on Administrative Professionals Day, we...

Read More


Celebrating Education and Hope: Rathbun Insurance Supports The Gregory Hurst Memorial Scholarship

At Rathbun Insurance, we cherish opportunities to uplift and empower our community, especially when it involves supporting education and fostering hope for future generations. We are thrilled to share that our CEO, Ben...

Read More


Community Highlight - NAAIA Scholarship Breakfast + Midwest Regional Forum

This month, we are proud to sponsor the National African-American Insurance Association (NAAIA) Detroit/Michigan 2024 Scholarship Breakfast. As members of NAAIA (National African-American Insurance Association) since...

Read More


Before You Give Up on an Insurance Claim

It’s no fun being on the receiving end of an insurance claim denial. But you can do a few things to help prevent or appeal a claim denial. Know who you're talking to - Make sure you understand the difference between an...

Read More


Rathbun Insurance Supports Junior Achievement Girls' Dream Fair: Empowering Tomorrow's STEM Leaders

We are excited to share a remarkable experience that Rathbun Insurance was honored to be a part of recently. Last Friday, April 19, our team joined forces with Junior Achievement (JA) of Mid-Michigan at the Girls' Dream...

Read More


Rappelling for a Cause: Rathbun Insurance CEO Goes Over The Edge!

Exciting news is abseiling down the Boji Tower in downtown Lansing! Who's the daredevil behind this thrilling stunt? None other than our very own CEO, Ben Rathbun! But this isn't just a wild adventure-it's a wonderful...

Read More


Community Highlight: Celebrating Cristo Rey Fiesta 2024

This month, we're thrilled to shine a spotlight on a vibrant and meaningful event in our community-the Cristo Rey Fiesta. This annual celebration not only brings joy and festivity to Lansing but also serves as a crucial...

Read More


Renters Insurance Refresher

Renters Insurance Refresher - Inventory your belongings:Take pictures or videos of your belongings (like furniture, clothes, recreational toys, electronics and jewelry). Copy receipts, and serial and model numbers....

Read More


Do You Need Insurance for Your Utility Trailer?

Drivers are required to carry personal liability auto insurance in Michigan. This covers your financial responsibility if you injure someone or damage their property while operating your vehicle. But what if the...

Read More


Why Contractors Need Professional Liability Insurance

In the past, contractors didn’t need to be concerned about professional liability insurance. It was traditionally carried by architects, engineers and other design professionals for errors and omissions. But these days,...

Read More


Distracted Driving: Don't Take the Risk

Did you know that if you’re driving and talking on your mobile device, you are over four times more likely to be involved in an accident? Let’s look at what constitutes distracted driving, what the consequences are and...

Read More


How to Adjust Your Auto Insurance Policy When Your Car Isn't Running

At Rathbun Insurance, we understand that life can throw unexpected curveballs, and sometimes your vehicle may end up out of commission. Whether it's due to mechanical issues, repairs, or any other reason that renders...

Read More


A Claim is a Claim: Navigating Insurance Claims with Rathbun Insurance

In the realm of insurance, the term "claim" holds significant weight. It's a process that can be both complex and pivotal for policyholders. At Rathbun Insurance, we understand the importance of clarity and guidance...

Read More


Rathbun Insurance Partners with Auto-Owners to Sponsor ScrapFest: Celebrating Art and Sustainability

At Rathbun Insurance, we believe in more than just providing excellent coverage for our clients. We're committed to giving back to our community and supporting initiatives that align with our values. That's why we are...

Read More


Honoring Rosie the Riveters: Rathbun Insurance Team Joins the Celebration

At Rathbun Insurance, we pride ourselves not only on our commitment to providing exceptional insurance services but also on our dedication to our community and the acknowledgment of significant historical events. It is...

Read More


Hackers Target Personal Accounts — Personal Cyber Insurance Can Help

Individuals face multiple financial and reputational threats from cybersecurity failures and cybercrime. While you may get some financial help from the company that leaked your data, much of the losses you face from...

Read More


Nurturing Tomorrow's Leaders: Rathbun Insurance at Insuring MI Future Educational Summit

In the world of insurance, fostering the next generation of talent is crucial for sustained growth and innovation. At Rathbun Insurance, we understand the importance of nurturing young professionals, which is why we...

Read More


Conclusion of Ben's Lansing Rotary Chair of the Month Term: Advancing Gun Violence Reduction Initiatives in Lansing

As Ben's tenure as Chair of the Month responsibilities at Lansing Rotary comes to an end; the month's final session featured Erica Lynn (Board Vice-Chair) and Michael Lynn Jr. (Board Chair) These dynamic individuals...

Read More


Lansing Rotary Celebrating Success: Elderly Instruments Named America’s Top Small Business

Ben Rathbun, CEO of Rathbun Insurance was proud of another week as Chair of the Month at the Rotary Club of Lansing. On Friday, March 8, the meeting was graced by a special presentation from, Lillian Werbin. Lillian...

Read More


Empowering Individuals: Introducing the "Road to Standard Auto Insurance Market" Guide

At Rathbun Insurance, we believe in more than just providing insurance coverage; we are dedicated to empowering individuals with knowledge to make informed decisions about their insurance needs. That's why we're excited...

Read More


What Are Some Common Exclusions on Homeowners Insurance?

Standard homeowners policies cover damage or destruction of your home and its contents. They also offer personal liability coverage to protect you financially if someone is injured or their possessions are damaged or...

Read More


A Stinky Situation: You're Probably Not Covered for Sewage Backups

Unlike flooding caused by a storm, sewage backup is caused by the obstruction or malfunction of pipes in your home. A standard homeowners policy normally doesn’t have sewage backup insurance unless you’ve asked to add...

Read More


What You Need To Know About Water Damage and Homeowners Insurance

Water damage can be devastating, costly and destructive to your home. The causes of water damage range from weather-related flooding to overflowing toilets. The statistics related to water damage are daunting. According...

Read More


Your Homeowners Policy and Roof Damage

The idea of having “a roof over your head” is comforting precisely because roofs are so important. And you may feel reassured that your homeowners insurance policy will cover you in the event your roof is damaged due to...

Read More


What Is Flood Insurance?

Flood insurance is a type of home or business insurance that covers flooding, which is not covered by standard home or commercial insurance. It can be written to cover buildings and contents and it's designed for owners...

Read More


Stay Safe During a Lightning Storm

The forecast calls for a chance of thunderstorms. That may not require you to cancel your outdoor plans, but take the threat of lightning seriously. Your odds of being struck by lightning are better than you think. In...

Read More


PASS the Fire Extinguisher: What you should know

A fire extinguisher is a very effective tool for putting out a fire that is just getting started. Knowing how to properly use an extinguisher reduces the risk of a larger fire developing and destroying your workplace or...

Read More


Empowering Dreams: Rathbun Insurance's Commitment to Community and STEM Education

At Rathbun Insurance, our dedication to community empowerment extends far beyond our role in providing insurance services. We recognize the pivotal role women play in shaping the future of our society, and we are proud...

Read More


March Quotes for a Cause: Join Rathbun staff at the Child Benefit Fund's Hippity Hop 5K and Easter Egg Hunt

At Rathbun Insurance, we don't just believe in safeguarding homes and businesses; we believe in the power of community and giving back. Since September 2015, our Quotes for a Cause campaign has been the heartbeat of our...

Read More


11 Facts You Should Know About Renters Insurance

Many people rent homes at some point in their lives, from college students in their first off-campus apartments to retired couples who are downsizing. If you’re a new renter, you might not be clear on what renters...

Read More


Marching Forward with Rotary: Lessons from this Month's Speaker Series

March is in full swing, and at the Lansing Rotary, the air is buzzing with excitement as Ben Rathbun, CEO of Rathbun Insurance and a longstanding Rotary member, takes the stage as this month's Speaker Chair. The Lansing...

Read More


Cyber Bytes: Criminals Target Real Estate Industry for Wire Transfer Fraud

The real estate industry is a rising target for wire transfer fraud. In 2022, there were nearly 2,300 real estate scams, according to the wire fraud recovery and prevention software company CertifID. That represents a...

Read More


Rathbun Insurance: Volunteering for a Night of Etiquette and Insight at Lansing Community College

Last night, Ben Rathbun, Chief Executive Officer of Rathbun Insurance volunteered at Lansing Community College's Gamma Lota Sigma's presentation of an Etiquette Dinner. The evening was filled with valuable insights,...

Read More


Trends and Tips: Insuring Your Commercial Property During a Vacancy

Commercial property owners are struggling to balance a positive bottom line as tenant vacancies and insurance premiums increase. According to Moody’s Analytics’ Q4 2023 Preliminary Trend Announcement, commercial real...

Read More


Empowering Future Leaders: Rathbun Insurance Engages with Lansing School District Students in Business and Risk Management Class

In an inspiring session on February 22, 2024, Rathbun Insurance, took a step forward in shaping the future of budding talents. Ben Rathbun, the dynamic CEO of Rathbun Insurance, and Kenwon Simpson, an accomplished...

Read More


Why Is My Home Insurance So Much More Than My Friends?

Why is my friends home insurance so much less expensive than mine? We live in similar neighborhoods and our homes are about the same size! We get this question all the time and thought it would be beneficial to review a...

Read More


Quotes for a Cause - Okemos Archery program

At Rathbun Insurance, we believe in the power of community and giving back. Since September 2015, we have been running our Quotes for a Cause giving campaign, a heartfelt initiative that allows us to collaborate with...

Read More


After an Auto Accident!

Auto accidents are always unexpected and always stressful. This guide can help make the moments after an accident less traumatic - and the insurance claims process a whole lot smoother.

Read More


Sewer Backup Coverage for Homeowners

Don't let sewer backups catch you off guard! Rathbun Insurance is here to shed light on the importance of sewer backup coverage. Did you know that sewer backups can lead to catastrophic and expensive damage to your...

Read More


Job Posting: 2024 Summer Internship

Are you a dynamic and ambitious individual seeking a hands-on internship experience in the insurance industry? Look no further! Rathbun Insurance is excited to announce an opening for a Summer Intern to join our team....

Read More


Navigating the Road of Adding an Inexperienced Driver to Your Policy: Rathbun Insurance Has You Covered

Adding an inexperienced or new driver to your insurance policy can be a daunting task for any guardian. The concerns about safety, potential accidents, and the impact on premiums can be overwhelming. However, Rathbun...

Read More


This January, Rathbun Insurance Quotes for a Cause Campaign supports The Equalizer Project

At Rathbun Insurance, we believe in the power of community and giving back. Since September 2015, we have been running our Quotes for a Cause giving campaign, a heartfelt initiative that allows us to collaborate with...

Read More


February is Insurance Careers Month: Unlocking Success in P&C Insurance Careers through Professional Designations

In the world of Property and Casualty (P&C) insurance, professionals continually strive to enhance their expertise and stand out in the industry. One proven way to achieve this is by earning professional...

Read More


Navigating the Future: Rathbun Insurance's Journey of Transformation

We are beyond thrilled to unveil the culmination of a year-long journey, a transformative process that has inspired Rathbun Insurance. Guided by the Small Business Development Center's Focus Four curriculum, and fueled...

Read More


Empowering Futures: Rathbun Insurance's Inspiring Mentorship Day at J.W. Sexton High School

Today, Rathbun Insurance continued its commitment to fostering mentorship and empowering young minds. Our CEO, Ben Rathbun, joined producer Heather Kim and Account Manager Kim Evans for an enriching experience at J.W....

Read More


How To Pick Your Homeowners Insurance Coverage Limits

When purchasing or renewing a homeowners policy, it's important to select the right coverage limit. This is the maximum amount the insurance company will pay for a particular claim. There are many factors to consider...

Read More


Renters Insurance Refresher

Welcome to our Renters Insurance Refresher! Whether you're a seasoned renter or a first-time tenant, it's essential to ensure that your belongings are adequately protected. One key aspect of safeguarding your...

Read More


Snowmobile Insurance for Winter Enthusiasts

Snowmobiling can be an exhilarating but risky winter sport. Today’s high-powered machines can weigh as much as 600 pounds, reach speeds as high as 200 miles per hour and cost well over $10,000. Property damage and...

Read More


Safeguard Against Ice Dams

An ice dam is a thick ridge of ice that forms at the edge of a roof. It prevents melting snow from draining off, forcing the melted water to seep underneath shingles. The water can leak into your home, damaging...

Read More


A Day of Learning and Collaboration: Rathbun Insurance Hosts Wilson Talent Center Students

At Rathbun Insurance, we aim to live out our value of 'Give It Away To Keep It' by investing in the future, and what better way to do so than by providing hands-on experiences for students eager to explore the world of...

Read More


Prevent Freezing Pipes in Extreme Cold

It’s that time of year again: cold snap season. Plumbing systems can freeze when temperatures take a sudden nosedive past the freezing mark, or 32 F. And when water freezes and expands within a pipe, the pipe can burst....

Read More


VIDEO: Understanding the Hard Insurance Market and Cost Sharing

In the dynamic landscape of the insurance industry, we currently find ourselves amidst what experts term a "hard market." This phase challenges insurance companies to reevaluate their strategies in the face of mounting...

Read More


What can an Independent Insurance Agent do for you?

Looking to change your auto insurance, cover your home for damage or get liability insurance? An independent insurance agent can help you with all of these needs. What makes independent agents different from “captive”...

Read More


15 Tips for Driving in Snow and Ice

Driving in snow and ice requires quick reflexes, patience and know-how. If you can’t avoid driving in wintry conditions, make sure you and your vehicle are ready for the challenge. Also, try to time your trip so you...

Read More


Community Highlight - For Good Foundation Gala

At Rathbun Insurance, we understand the power of community and the pivotal role women play in shaping its future. Our commitment to fostering leadership and supporting community initiatives goes beyond insurance...

Read More


6 Tips To Safely Enjoy Candles in Your Home

Candles are responsible for an estimated 7,400 residential fires yearly, an average of 20 home fires daily. Fires caused by candles resulted in 90 deaths and $291 million in direct property damage nationwide, according...

Read More