In the dynamic landscape of the insurance industry, we currently find ourselves amidst what experts term a "hard market." This phase challenges insurance companies to reevaluate their strategies in the face of mounting financial pressures. To delve deeper into the intricacies of the hard insurance market and cost-sharing strategies, watch our informative video. Understanding these concepts empowers individuals and businesses to navigate the waves of change in the insurance industry. Call your Rathbun Insurance Account Manager today to learn more about the hard market.