At Rathbun Insurance, we prioritize your safety and the success of your business. In this blog, we aim to provide insight into what a loss control visits entails and outline the carrier's goals and expectations,...

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In the realm of financial planning, insurance serves as a safety net that shields individuals, families, and business from unexpected and potentially devastating losses. Whether it’s health, life, auto, liability, or...

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Adding some holiday magic to your business? From accessibility to food safety, we’ve got you covered. Check out these 15 tips to keep your holiday decorations safe. 1. Holiday tree fires: Set up your tree(s) far from...

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Insurance is an essential aspect of financial planning and risk management. It provides a safety net that helps individuals and businesses safeguard themselves against unforeseen events and unexpected expenses. However,...

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We live in an app-enabled world. You can order groceries, hire a dog walker and book a vacation without leaving your home or speaking to a real person. It makes sense to think insurance is something you can do online,...

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In the ever-evolving landscape of the insurance industry, we find ourselves in the midst of what experts refer to as a "hard market." This term is indicative of a phase where insurance companies face increasing...

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At Rathbun Insurance, we understand that traversing the world of insurance can be complex and overwhelming. In this blog, we'll shed light on the crucial difference between underwriting decisions and coverage decisions....

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Commercial insurance rates are increasing on nearly every line of coverage, thanks to a rise in the frequency and severity of claims. And business owners are noticing significant premium hikes at policy renewal time....

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In today's digital age, where businesses heavily rely on technology, the threat of cyberattacks looms larger than ever before. While companies have been diligently investing in cybersecurity measures to safeguard their...

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Workplace safety and security are non-negotiable priorities for businesses of all sizes. When it comes to protecting your employees and your company's assets, one designation stands out as a beacon of expertise – the...

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In a groundbreaking decision, the Michigan Supreme Court delivered a landmark ruling that promises to reshape the terrain of premises liability cases. The ruling, arising from the consolidated cases of Kandil-Elsayed v....

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Cyber liability insurance won’t prevent a hack, but it will help you recover from one. There are two main types: First-party coverage, which responds to losses resulting from cyberattacks on your business network Third-...

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When you purchase a commercial insurance policy, you are making an investment in protecting your business. Commercial insurance policies are designed to cover a wide range of risks that businesses face, including...

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As a business owner, it's crucial to stay informed about the ever-evolving legal landscape that can affect your operations. The Pregnant Workers Fairness Act (PWFA) is a recent law designed to ensure that pregnant...

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As a contractor, you may find yourself juggling multiple projects, managing clients, and ensuring that the work gets done efficiently and safely. In the midst of all this, it's crucial to have a comprehensive...

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When you purchase a commercial insurance policy, you are making an investment in protecting your business. Commercial insurance policies are designed to cover a wide range of risks that businesses face, including...

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As you navigate the world of insurance, you may encounter different types of agents. Two common types are independent agents and exclusive or captive agents. While both types of agents can provide you with insurance...

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Many small business owners are unaware of the high cyber liability risk that they pose in today’s digital world. Oftentimes, we hear businesses who think they are too small to be targeted by cyber criminals or that they...

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Yes.We work with a lot of smaller nonprofit organizations and are often asked about the importance of Directors and Officers Liability insurance. But what exactly is this coverage? And how could not having it affect an...

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For sixty four years, we have been proud to partner with the best insurance carriers that offer broad coverage and competitive pricing. We are very excited to announce that we have added Pioneer State Mutual to our...

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We have had several questions the last few weeks on how to reduce premiums during the mandatory stay-at-home order for both businesses and individuals. Most all carriers are making accommodations if you call their...

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If you’re looking for coverage on your policies that respond to COVID-19, you’re likely out of luck. Insurers learned their lesson the hard way from previous health outbreaks by limiting coverage in their policies and...

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