Skip to content Accessibility info

Rathbun Insurance Blog

All You Ever Wanted to Know About Insurance

Articles Related To…

Importance of timely insurance premium payments!

In the realm of financial planning, insurance serves as a safety net that shields individuals, families, and business from unexpected and potentially devastating losses. Whether it’s health, life, auto, liability, or...

Read More


Demystifying Insurance Rates: How Carriers Set Premiums and the Role of Independent Insurance Agencies

Insurance is an essential aspect of financial planning and risk management. It provides a safety net that helps individuals and businesses safeguard themselves against unforeseen events and unexpected expenses. However,...

Read More


Understanding Underwriting Decisions vs. Coverage Decisions

At Rathbun Insurance, we understand that traversing the world of insurance can be complex and overwhelming. In this blog, we'll shed light on the crucial difference between underwriting decisions and coverage decisions....

Read More


Business Insurance Renewals Often Mean Changes to Terms

Commercial insurance rates are increasing on nearly every line of coverage, thanks to a rise in the frequency and severity of claims. And business owners are noticing significant premium hikes at policy renewal time....

Read More


Prepare for Emergencies with Rathbun Insurance: September is National Preparedness Month

September is National Preparedness Month, and it's the perfect time to ensure you're ready for unexpected disasters. The Michigan Department of Insurance and Financial Services (DIFS) is emphasizing the importance of...

Read More


Why does my agent ask me so many questions?

When purchasing insurance, you may have noticed that insurance agents ask a lot of questions. This can often seem like an intrusive and time-consuming process, but it is actually a necessary part of the insurance...

Read More


Why Young Adults Need Umbrella Insurance: Protecting Yourself from the Unexpected

As a young adult, you may not be thinking about purchasing insurance, let alone an umbrella insurance policy. However, it's important to understand that accidents and unexpected events can happen at any time and it's...

Read More


Congratulations Newlyweds! Don't Forget to Insure Your Wedding Ring

We just wanted to take a moment to say congratulations on your recent marriage! We hope your wedding day was filled with love, joy, and memories that will last a lifetime. As you start your new life together, we know...

Read More