ARTICLES ABOUT HOME-INSURANCE

Have you heard that your credit score can affect how much you pay for insurance? — As a consumer, you probably know everyone has a credit score maintained by three major credit reporting agencies: Equifax, Experian and TransUnion. These firms compile information from financial institutions and…

At Rathbun Insurance, we believe the best way to keep your insurance rates low is to prevent claims before they happen. One way we help accomplish this is through routine insurance inspections— a proactive measure designed to identify potential hazards and ensure your property remains insurable and…

According to SpareFoot Storage Beat, approximately 10.6% of Americans currently rent self-storage units. And economic analysts at IBISWorld report the storage unit business continues to experience growth. — If you’re among the one in 10 Americans who rent a storage unit, or you're thinking of…

At Rathbun Insurance, we are always looking for ways to provide you with stronger, smarter protection. That’s why we’re excited to share that we are now officially appointed with Neptune Flood — the largest provider of private flood insurance in the United States. — Neptune Flood offers…

At Rathbun Insurance, we value your trust in us as your insurance partner—and we’re committed to keeping you informed. If you currently have a Michigan Homeowners policy with Auto-Owners Insurance, please take a moment to review the following important updates affecting your coverage. — 🛠️ New…

Even small repairs can put you at risk. Whether it’s a do-it-yourself (DIY) project with a friend or you’re hiring a professional contractor, check your home insurance policy before you start any repairs. — Get proof of insurance — A licensed contractor or builder should already have general…

In 1934, University of Iowa gymnast George Nissen and his coach, Larry Griswold, were searching for a way to help Nissen improve his gymnastics training. Working out of Nissen’s garage, the duo built a bouncing device by connecting a steel frame to a canvas sheet using rubber inner tubes. They…

Renters often overlook the value of their own property. They also may not realize that they could be held financially liable if another person is injured (or if that person's possessions are damaged) while at their apartment, rented home, dormitory or off-campus housing. — Renters insurance is…

What would you do if someone called claiming to be your bank and told you your account had been hacked? — That’s exactly what happened to one of our insureds. — He got a call from someone claiming to be from his credit union, warning him about a large fraudulent charge. The caller knew his name,…

At Rathbun Insurance, we frequently work with commercial property owners who lease space to tenants. One common question we hear is, “What insurance should I require from my tenants?” — If you're a landlord or property manager, including specific insurance requirements in your lease can help limit…