ARTICLES ABOUT CLAIMS

— — We're always on your side — Our job is to look out for you and what's most important to you. We take time to explain the policy details so you know what to expect from your insurance and us. We help homeowners at every real estate price point, from starter homes to estates. — Highlights —…

The clock is ticking. At the start of 2025, many businesses will be required to follow new cybersecurity reporting requirements under the Cyber Incident Reporting for Critical Infrastructure Act (CIRCIA). — These requirements will apply to all entities operating within 16 critical infrastructures…

Just because your recreational vehicle (RV) travels the same roads as cars doesn’t mean you should share the same insurance coverage. At a minimum, every state requires the same amount of liability coverage for an RV as it dictates for a car (although exact coverage requirements vary by state).…

Imagine driving your daily route, minding your own business. A truck suddenly hits you from behind, totals your car, and leaves you with medical issues and lost wages. Car accidents can be incredibly upsetting and often lead to long-term physical, financial and emotional consequences. — Liability…

The average cost of a wedding in the U.S. is $30,000, with venues being the highest-ticket item in the spending breakdown. Venues are also the biggest reason for claims made on wedding insurance policies, according to The Knot's 2019 Real Weddings Study. — No matter how much you plan, things can go…

It’s no fun being on the receiving end of an insurance claim denial. But you can do a few things to help prevent or appeal a claim denial. — Know who you're talking to — Make sure you understand the difference between an independent insurance agency (Rathbun Insurance) and an insurance company (…

In the realm of insurance, the term "claim" holds significant weight. It's a process that can be both complex and pivotal for policyholders. At Rathbun Insurance, we understand the importance of clarity and guidance when it comes to making a claim. In this blog post, we'll delve into what exactly…

At Rathbun Insurance, we believe in more than just providing insurance coverage; we are dedicated to empowering individuals with knowledge to make informed decisions about their insurance needs. That's why we're excited to introduce our latest resource: the "Road to Standard Auto Insurance Market"…

The forecast calls for a chance of thunderstorms. That may not require you to cancel your outdoor plans, but take the threat of lightning seriously. Your odds of being struck by lightning are better than you think. In fact, you have a much better chance of being struck by lightning than you do of…

When purchasing or renewing a homeowners policy, it's important to select the right coverage limit. This is the maximum amount the insurance company will pay for a particular claim. — There are many factors to consider when choosing an appropriate coverage limit. These include the coverage options…