ARTICLES ABOUT CLAIMS

We just wanted to take a moment to say congratulations on your recent marriage! We hope your wedding day was filled with love, joy, and memories — that will last a lifetime. — As you start your new life together, we know that you have a lot to think about. But we wanted to remind you of one…

As you navigate the world of insurance, you may encounter different types of agents. Two common types are independent agents and exclusive or captive agents. While both types of agents can provide you with insurance coverage, there are some key differences to be aware of. In this blog post, we’ll…

Moving out of your parents' house is a significant milestone and we understand how exciting it can be to finally have your own space and independence. With this newfound freedom comes new responsibilities, one of which is making sure you have the proper insurance coverage to protect yourself and…

As online shopping has become increasingly popular, the demand for delivery drivers has risen. Many people have taken on this role to earn extra income or even as a full-time job. However, what many people don't realize is that delivery drivers are not covered on their personal auto policies. —…

When we considered adding Milo and Ash as our family pets, the thought of them potentially biting or injuring someone did not cross our minds. We couldn’t wait to snuggle them and watch them — flourish as new members of our family. While we have not had any incidents, others across America have not…

As trusted insurance advisors, we are commonly faced with the question “What do I need to protect myself from?” When referring to automobile insurance, the reality is who you insure yourself against is equally important as what you insure yourself against. — Liability insurance is a requirement in…

A mini tort claim is like a small civil suit that you file against an at-fault driver. It is important to note that a mini tort claim is filed with the other drivers insurance company. We as your agent can provide you with information on how to file a mini tort claim, but we do not have any…

Within the last few months, we have had a rash of claims related to the theft of catalytic converters. Especially in downtown Lansing, these incidents appear to be getting more and more common. But why are they getting stolen? — Catalytic converters are a hot commodity due to the value of the metal…

A mini tort claim is like a small civil suit that you file against an at-fault driver. As a courtesy to our customers, The Rathbun Agency files mini tort claims with other insurance carriers. — At this time, the maximum dollar amount that can be recovered as a result of a mini-tort claim is $1,000.…