ARTICLES ABOUT CLAIMS

In today's digital age, where businesses heavily rely on technology, the threat of cyberattacks looms larger than ever before. While companies have been diligently investing in cybersecurity measures to safeguard their assets, one often overlooked aspect of protection is Business Interruption (BI)…

September is National Preparedness Month, and it's the perfect time to ensure you're ready for unexpected disasters. The Michigan Department of Insurance and Financial Services (DIFS) is emphasizing the importance of having a plan to cover insurance policy deductibles in case of emergencies. This…

Insurance is a valuable safety net that helps protect us from unexpected financial burdens in times of crisis. Whether it's for your home, car, or health, insurance provides peace of mind. However, it's essential to understand that not all claims are created equal. In this blog, we'll delve into…

Strong winds and lighting have wreaked havoc on Mid-Michigan this evening, leaving behind damage and power outages. If you're one of the unfortunate individuals who have experienced storm-related damage in mid-Michigan, you're not alone. Navigating the insurance claims process can be overwhelming.…

In a groundbreaking decision, the Michigan Supreme Court delivered a landmark ruling that promises to reshape the terrain of premises liability cases. The ruling, arising from the consolidated cases of Kandil-Elsayed v. F & E Oil Inc. and Pinsky v. Kroger Co. of Mich, Docket Nos. 162907 and 163430,…

Cyber liability insurance won’t prevent a hack, but it will help you recover from one. There are two main types: — First-party coverage, which responds to losses resulting from cyberattacks on your business network — Third-party coverage, which responds to cyberattacks on others’ systems or…

Today, we bring you an important update regarding the 2019 No-Fault law in Michigan. The long-awaited decision from the Michigan Supreme Court has been released, and it directly impacts the reimbursement limits for those injured prior to the law change. — Back in 2019, the state of Michigan…

 As your trusted independent agency in Lansing, MI, we are committed to ensuring your safety and protecting your property. With a severe thunderstorm watch in effect, there is a possibility of a hail storm heading our way. Hail storms can cause significant damage to homes, vehicles, and other…

When it comes to homeowners insurance, most people are aware of the standard coverages like property damage and liability protection. However, there is one aspect that often goes unnoticed but holds significant value: Medical Payments on a Home Policy. This coverage acts as a safety net, paying the…

As an insurance producer, it's important to educate clients about the different perils that can affect their homes and the coverage options available to protect them. Understanding the differences between H03 and H05 policies and named peril vs. open peril coverage can help clients make informed…