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INSURANCE BLOG

How Fleet Insurance Works

If you manage more than just a few vehicles, you need commercial fleet insurance. Securing fleet insurance, following fleet management best practices, and using telematics can save you money and protect lives. — Tailored to you — Do-it-yourself insurance might initially seem like an easy way to go,…

How Lease Agreements Impact Your Insurance Responsibilities

Leasing a commercial space is a common step for many businesses, but the terms of a lease often include more than just rent and duration. Lease agreements frequently outline specific insurance responsibilities that both tenants and property owners are expected to meet. Understanding how these…

Rathbun Insurance Welcomes Rafal Kopacewicz to the Team

Rathbun Insurance is excited to welcome Rafal Kopacewicz as the newest member of our team! Rafal joins our team as a Personal and Commercial Lines Producer, where he is passionate about helping individuals, families, and businesses protect what matters most while building lasting relationships…

Should You Insure Domestic Staff?

Do you have a staff that manages your household, or people who tend to your garden, clean your home or cook your meals? Many times, these folks become like family members. So it’s important to ensure they are protected against any mishap or circumstance. — In some cases, that may mean insuring the…

We're Hiring: Receptionist

Rathbun Insurance is seeking a friendly, organized, and customer-focused Receptionist to serve as the first point of contact for our agency. This role plays a vital part in creating a positive experience for every client, prospect, and visitor by delivering exceptional service both over the phone…

ScrapFest 2026: Celebrating Creativity, Community, and Collaboration

What an incredible weekend! — The Rathbun Insurance team had an absolute blast at ScrapFest 2026, and we are so grateful to everyone who stopped by our booth to say hello. It was wonderful connecting with so many talented artists, community members, clients, and friends while celebrating one of…

5 Reasons To Have Umbrella Insurance for Those Really Rainy Days

Umbrella insurance is aptly named. Umbrella is liability coverage that steps in when a claim is excluded from coverage or your other liability limits have been maxed out. You might think your home and auto insurance policies are enough for the foreseeable future, but there may come a time when your…

What Is Electronic Equipment Insurance?

Though you may already have insurance for building contents under your commercial property policy, you may also need protection for your electronic equipment. This is especially important if you have many servers, computers, communication towers or other expensive electronic equipment. — There are…

What Is Equipment Breakdown Insurance?

Equipment breakdown insurance includes two primary coverages: — The cost to repair or replace equipment or machinery that malfunctions or breaks — Lost income and property damage resulting from the downed equipment — For example, if one of the freezers in a food warehouse or grocery store stops…

Proud to Support ScrapFest 2026—Another Year of Creativity, Community, and Collaboration

At Rathbun Insurance, we believe that Being There Matters Most, and one of our favorite ways to live out that vision is by supporting the incredible organizations and events that make our community stronger. — That's why we're proud to once again partner with Auto-Owners Insurance as a sponsor of…