INSURANCE BLOG

We are thrilled to share that Rathbun Insurance has officially completed our office renovation and we are back working from our original location at the corner of Saginaw and Pine — the very place we’ve proudly called home since the 1950s. — Thanks to an $850,000 remodel project, our beloved…

It’s Mentorship Day at J.W. Sexton High School, and Rathbun Insurance was proud to show up and share the power of possibility with the next generation. — Our CEO, Ben Rathbun, and Commercial Account Manager, Emily Harte-Merchand, spent the day in Ms. Lovitt’s class talking with students about…

At Rathbun Insurance, we believe in more than just protecting what matters — we believe in being there when it matters most. That’s why we’re proud to support Allen Neighborhood Center’s Neighbors in Need Fund, which provides critical, immediate support for Lansing Eastside residents facing…

In today’s remote-first world, it’s not uncommon to have a rockstar employee living and working halfway across the globe. But if you’ve got a U.S. employee working abroad — even if they’re doing the same job they’ve always done from the comfort of a Croatian Airbnb — you might be wondering: are we…

In Michigan, it’s common for people to remove coverage from vehicles they aren’t using—especially in the winter. They’ll keep only comprehensive coverage (to protect against things like theft, vandalism, and weather damage) and drop everything else. This is known as putting a vehicle “in storage”…

Picture this: a storm rolls through, damages part of your siding or roofing, and your homeowners insurance steps in to help cover the repairs. Great, right? But there’s a catch—what if the original materials aren’t made anymore? — That’s where undamaged siding or roofing coverage can make all the…

From tax prep and tutoring to candle making and piano lessons, more and more people are running small businesses right out of their homes. But here's a question you might not have considered: what happens if something goes wrong? Will your homeowners insurance cover it? — The short answer: not by…

You know the sinking feeling that comes after a fender bender—right after you say, “I’m okay,” your next thought is usually, “Ugh, that deductible...” But what if that deductible was actually less than you expected? — If you’re insured with Auto-Owners, you may have access to one of our favorite…

Let’s face it—accidents happen. Whether you spaced out at a red light or got a little too confident during a Michigan snowstorm, even careful drivers can have a slip-up behind the wheel. The good news? If you’re insured with Auto-Owners and carry their At-Fault Accident Forgiveness coverage, your…

One of the significant changes brought by Michigan's no-fault reform is the option for drivers to select different medical benefit levels under their Personal Injury Protection (PIP) coverage. These choices can have substantial consequences in the event of an accident. — As of July 1, 2020, drivers…