INSURANCE BLOG

At Rathbun Insurance, Being There Matters Most—and in 2025, that belief translated into meaningful action, partnership, and investment across the communities we serve. — In 2025, Rathbun Insurance contributed more than $57,000 in direct community support. Through our valued partnership with Auto-…

In many parts of the United States, the onset of winter weather means an increase in workers' compensation claims. Blizzards, winter storms, snow, sleet, ice and freezing temperatures can lead to various occupational and workplace injuries and illnesses. According to the Bureau of Labor Statistics,…

Living miles from a coast could lead to a false sense of security when it comes to hurricanes and tropical storms. While coastlines are often featured in hurricane coverage, inland counties typically suffer the most damage from floods. — September 2024’s Hurricane Helene is a prime example. Helene…

If a tree falls on your fence or a motorist crashes into it, will your insurer pay the damages? Most likely, yes. To understand whether events such as weather, vandalism, another person’s carelessness or negligence are covered, take a closer look at your homeowners insurance. — You must be covered…

Artificial intelligence (AI) chatbots offer round-the-clock assistance. They can answer questions, reduce wait times, process transactions, and guide you through complex websites or enrollment processes. — With the release of conversational large language models like ChatGPT and Bard, chatbots have…

Whenever you're filling out paperwork for a rental car, you get the inevitable questions about additional insurance coverage. Is it a smart investment or a waste of money? — As with so many other insurance-related questions, the correct answer all comes down to your budget and risk tolerance. The…

Rathbun Insurance is thrilled to share that our CEO, Ben Rathbun, has joined the Lansing Economic Area Partnership (LEAP) Board of Directors — a meaningful step forward in our ongoing commitment to strengthening the region we proudly call home. — LEAP serves as the economic development organization…

Rathbun Insurance was honored to support the 42nd Annual Greater Lansing Hispanic Christmas Symposium hosted by Cafecito Caliente — a beloved tradition that brings together community members, faith leaders, and elected officials to celebrate Hispanic culture and rally around students in the MSU…

Buying a new car is exciting, but once the keys are in your hand, there are a few important steps you should take to protect your investment, stay legal, and avoid headaches down the road. Whether you just drove off the lot or sealed the deal with a private seller, here are five smart things to do…

Many small to mid-size businesses experience some level of seasonality, whether it’s a dramatic surge in sales during the holidays, a slowdown in the summer, or predictable patterns tied to industry cycles. Even if you aren’t a textbook example of a seasonal operation, fluctuating demand can still…