INSURANCE BLOG

Imagine a pipe bursts and water spreads throughout your home, damaging everything in its path. Your insurance would pay for repairs and loss of use while renovations are underway. There is one caveat, though: The cause of the break has to be accidental. Insurance will not cover damage caused by a…

If your home is damaged by a fire, a flood or another disaster, you may be relieved to know it wasn't completely destroyed. But it's important to understand how your insurance coverage works. You may still be required to rebuild the entire thing or have expenses that aren't covered. — What’s a “…

Quick response (QR) codes allow you to navigate to a website or other digital information without typing in a web address. From cashless vendors to product information to airline boarding passes, QR codes made it easier to share information digitally. — QR codes are like barcodes on products at the…

In the labyrinth of home insurance, the value of understanding and securing appropriate coverage limits cannot be overstated. A gap between the actual cost to rebuild and the insured amount can lead to devastating consequences in the event of a loss. Recognizing this, homeowners are encouraged to…

Many factors affect your home insurance rates. Some have to do with the age, location and structure of your home. Others have to do with local crime rates, school districts and weather hazards. — But there’s one factor that homeowners and homebuyers rarely know about: the community’s fire rating.…

Recreational drones, sometimes called unmanned aerial vehicles (UAVs), are growing in popularity. The Federal Aviation Administration (FAA) reports that more than 506,635 drones have been registered for recreational use. — Drone pilots are expected to understand drone regulations and operate UAVs…

At Rathbun Insurance, we understand the power of community and the pivotal role women play in shaping its future. Our commitment to fostering leadership and supporting community initiatives goes beyond insurance services. We take pride in uplifting organizations that tirelessly work towards making…

At Rathbun Insurance, we believe in giving back to our community and supporting organizations that make a positive impact on the lives of those in need. On the evening of December 1, we were honored to attend the 2023 Red Nose Ruckus, a heartwarming event supporting Child and Family Charities. As…

In the ever-evolving landscape of the digital world, cybercrime is projected to cost the global economy a staggering $8 trillion in 2023, as reported by Cybersecurity Ventures. At Rathbun Insurance, we understand the gravity of this threat and prioritize empowering our customers with the knowledge…

Today, our Rathbun Agency team had the privilege of attending the Junior Achievement of Mid Michigan Starmakers breakfast, and what an inspiring experience it was! We were joined by our dedicated Rathbun staff, the incredible Miguel Solis (featured speaker and Rathbun summer intern), and our friend…