INSURANCE BLOG

In the insurance world, policies and coverages may define our work, but it’s the people who define our purpose. At Rathbun Insurance, our guiding principle has always been "Being There Matters Most." Few embodied that philosophy more than my grandpa, Gene Rathbun, whose legacy of genuine connection…

We are thrilled to announce that Marcy Rzepka is joining Rathbun Insurance as our newest Personal and Commercial Insurance Producer! — Marcy brings with her a wealth of experience, having spent over 30 years in sales and marketing. Most recently, she served as the Member Relations Manager at the…

Egg prices have skyrocketed, and with them, an increased interest in backyard chickens. But before you acquire a flock, consider your liability risks and insurance coverage. — Liability — Keeping chickens can create liability issues for you. Chickens can cause bodily harm by pecking or transmitting…

A threatening notification from the IRS can be overwhelming. That’s why it’s a staple in the scammer’s toolkit. They want you to be scared and not take time to think. — Common IRS tax scams — These often start with a call from someone posing as an IRS agent. They can go a few ways: — In one popular…

Why Are My Subcontractors Included in My Workers' Compensation Payroll? — If you're a contractor in Michigan, you've probably faced an unexpected surprise when your workers' compensation (WC) audit includes payroll for subcontractors. Many contractors assume that subcontractors are independent…

As we close out February’s Insurance Careers Month, we’re proud to celebrate our continued commitment to empowering the next generation of professionals. Today, Producer Heather Cooper-Kim and Account Manager Kim Evans are representing Rathbun Insurance at the Girls’ Dream Fair, hosted by Junior…

This past weekend, Rathbun Insurance proudly showed up in support of Haven House’s Annual Pancake Palooza! As a Special Ingredient Sponsor, we were thrilled to help make this fun-filled event a success. Our President, David Finkbeiner, and Commercial Account Executives, Cheryl Grimes and Paige…

While the federal government and firefighting associations don’t collect data on the number of electric vehicle (EV) fires, there’s one thing all industry specialists seem to agree on: When an EV catches fire, it’s much more difficult to extinguish than traditional vehicle fires. That’s because an…

If understanding your auto insurance policy is challenging, you’re not alone. Insurance is a contract, so it has a lot of legal language. But don’t let that scare you. — Once you know where to find the information, you can confidently review and ask questions about your policy. Your insurance agent…

No one wants to come home to an overflowing toilet, a backed-up sewer line or a leaking ceiling. Water damage can cause homeowners as much money and anxiety as a fire, an earthquake or a hurricane. — The Insurance Information Institute reports that water damage accounts for around 24% of all…