INSURANCE BLOG

Your business isn’t “just business.” It’s your livelihood. Safeguard it from expensive settlements and lawsuits. — Professional liability insurance differs from general liability, which protects you from customer lawsuits about property damage or injury. And it’s not included in business owners…

Businesses are more susceptible than ever to the complex dynamics triggered by tariffs and foreign policy changes. As political winds shift, unexpected turbulence can disrupt international trade patterns, shake supply chains and impact your bottom line. — What are tariffs? — Tariffs are taxes or…

Liability risks can lurk in the quirkiest places; understanding them is key to protecting yourself. Ready to test your knowledge on the overlooked exposures that could lead to lawsuits? Just don't peek at the answers and explanations at the end. You might be liable for cheating. Good luck! — 1. You…

At Rathbun Insurance, we value your trust in us as your insurance partner—and we’re committed to keeping you informed. If you currently have a Michigan Homeowners policy with Auto-Owners Insurance, please take a moment to review the following important updates affecting your coverage. — 🛠️ New…

The Champlain Towers condo building collapse in Surfside, Florida is a tragedy that will stay in people’s memories for years to come. Many groups are under scrutiny, including the construction companies, contractors, materials manufacturers, engineers, safety inspectors – and the condo board…

Mark your calendars! ScrapFest 15 is just around the corner, and we at Rathbun Insurance couldn’t be more excited to once again partner with Auto-Owners Insurance to sponsor and be present with a booth at this incredible event. Swing byt he Rathbun Insurance and Auto Owners Insurance booth Friday,…

At Rathbun Insurance, supporting youth and community programs is at the heart of who we are—and that’s why we’re proud to sponsor the 13th Annual Mason High School Soccer - Golf Outing happening Friday, July 19, 2025. — This annual event is more than just a day on the greens—it's a crucial…

Since September 2015, The Rathbun Agency has selected a different nonprofit each month as part of our Quotes for a Cause giving campaign. This initiative allows us to partner with incredible local organizations that are making a positive impact right here in our community. At the end of the month,…

Even small repairs can put you at risk. Whether it’s a do-it-yourself (DIY) project with a friend or you’re hiring a professional contractor, check your home insurance policy before you start any repairs. — Get proof of insurance — A licensed contractor or builder should already have general…

Multifactor authentication (MFA) is a cybersecurity technique that verifies your identity by requiring multiple credentials, like a security code sent to your phone. You might get an MFA notification when logging in to a new device or verifying a retail account. You might receive a lot of MFA…