In today’s remote-first world, it’s not uncommon to have a rockstar employee living and working halfway across the globe. But if you’ve got a U.S. employee working abroad - even if they’re doing the same job they’ve...

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In Michigan, it’s common for people to remove coverage from vehicles they aren’t using-especially in the winter. They’ll keep only comprehensive coverage (to protect against things like theft, vandalism, and weather...

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Most people assume their homeowners insurance has them covered for liability. If someone slips on the driveway, breaks a bone, and sues? That’s typically included under standard liability coverage. But what if you’re...

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Picture this: a storm rolls through, damages part of your siding or roofing, and your homeowners insurance steps in to help cover the repairs. Great, right? But there’s a catch-what if the original materials aren’t made...

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From tax prep and tutoring to candle making and piano lessons, more and more people are running small businesses right out of their homes. But here's a question you might not have considered: what happens if something...

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You know the sinking feeling that comes after a fender bender-right after you say, “I’m okay,” your next thought is usually, “Ugh, that deductible...” But what if that deductible was actually less than you expected? If...

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Let’s face it-accidents happen. Whether you spaced out at a red light or got a little too confident during a Michigan snowstorm, even careful drivers can have a slip-up behind the wheel. The good news? If you’re insured...

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One of the significant changes brought by Michigan's no-fault reform is the option for drivers to select different medical benefit levels under their Personal Injury Protection (PIP) coverage. These choices can have...

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At Rathbun Insurance, we firmly believe that if you are not investing in our youth, you are missing out on the future of innovation, inspiration, and leadership. That’s why we were so honored to attend the National...

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Should you have an umbrella policy? Yes. Now, more than ever, having an umbrella policy is critically important. But what is an umbrella policy? A personal umbrella policy is an additional liability policy that provides...

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