INSURANCE BLOG

Rathbun Insurance is proud to once again partner with Auto-Owners Insurance in support of the 47th Annual Cristo Rey Fiesta, taking place Friday, May 22 through Sunday, May 24, 2026 at Cristo Rey Catholic Church in Lansing. — Known as one of Mid-Michigan’s premier Latino festivals, the Cristo Rey…

At Rathbun Insurance, we believe one of the best ways we can serve our community is through education. That’s why Ben Rathbun recently had a blast hosting a Lunch & Learn with the team at Plante Moran. — Plante Moran is one of the nation’s largest accounting, consulting, and wealth management firms…

Flooding is a common and destructive natural hazard. As climate change increases the risk of floods worldwide, we’re likely to see more water-damage losses in the future. — But your home can be damaged by water in other ways, too — not just a sudden, catastrophic event. A clogged toilet, a failing…

A multicar pileup is traced back to your vehicle. An ill-timed social media comment sparks a viral defamation backlash. Your teenager has a party that ends in a bonfire, fireworks and bodily injury to several guests. — Any of these situations can land you on the hook for a major lawsuit. Innocent…

A multicar pileup is traced back to your vehicle as the root cause of the accident. An ill-timed social media comment sparks a viral defamation backlash. You have a party at your apartment and, unbeknownst to you, someone spikes the punch. An underage guest gets in a car accident while driving home…

At Rathbun Insurance, we believe one of the best investments we can make is in the continued growth and development of our team. That’s why we were thrilled to send four staff members to the Big I Michigan Women in Insurance Conference this week. — The conference brought together insurance…

At Rathbun Insurance, we believe the future of our industry depends on investing in the next generation of leaders. That’s why we’re excited to welcome Jessica Hua as one of our Summer 2026 interns. — Jessica joins us from the University of Michigan’s Stephen M. Ross School of Business, where she…

A fidelity bond protects employers from financial loss due to employee dishonesty, fraud and other wrongful acts. It can be used to: — Protect company assets against employee theft — Compensate a customer if an employee steals their property — Reimburse employees if a benefit manager mismanages…

Unlike flooding caused by a storm, sewer backups are caused by the obstruction or malfunction of pipes in your home. Standard homeowners policies don't cover sewer backups unless you’ve asked to add sewer backups by endorsement. This coverage isn't as expensive as flood insurance, and it’s valuable…

At Rathbun Insurance, we believe that strong communities are built through education, opportunity, and support. That’s why we were proud to have our CEO, Ben Rathbun, and Commercial Account Executive, Cheryl Grimes, attend the 2026 Shoot for the Stars: Leadership in Education Dinner hosted by…