INSURANCE BLOG

Whether you’re rooting for your college alma mater or your favorite pro team, football game day is filled with festivities. And for many people, the pregame tailgate in the parking lot is even more fun than the game itself. But don’t let the joyful distractions of tailgating lead you to disregard…

Business owners are noticing premium changes during policy renewals. What might not be as apparent are: — Changes to policy requirements to retain coverage, like weather-proofing structures or stricter repairs — Changes to overall coverage limits — Reductions to sublimits, which are separate limits…

Cyberattacks on businesses are becoming increasingly destructive. According to IBM’s "Cost of a Data Breach Report 2025," the U.S. broke records in 2024, with data breach costs soaring to $10.22 million. That's up 9% from 2023. The report attributed this surge to higher regulatory fines and…

If your business sells any kind of physical product, your success depends on your ability to provide your customers with the goods they need on time. And you can’t do that if your goods are out of stock. — Enter inventory management. — Inventory management is a set of strategies, methods, and tools…

Last Friday, members of the Rathbun Insurance team had the honor of attending Small Talk Children’s Advocacy Center’s annual Advocacy Night. CEO Ben Rathbun, President Laura Stoken, Producer Heather Cooper-Kim, and one of our Commercial Account Executives joined together for an evening dedicated to…

This past weekend, Rathbun Insurance was honored to be part of the517 Hispanic Heritage Festival hosted by the OurSpace Foundation in Downtown Lansing—a vibrant celebration of culture, community, and connection. — Our CEO, Ben Rathbun, and Operations and Marketing Specialist, Ricardo Morales, spent…

Individuals face financial and reputational threats from cybersecurity failures and cybercrime. While the company that leaked your data may offer some financial help, much of the losses you face from hackers will come from your own assets. — Personal cyber insurance may be a wise addition to your…

If you live in a colder region of the country, you know the toll that snow and ice can take on your car. In honor of National Car Care Month (October), follow these tips to prepare your car for the winter weather ahead. — Install winter tires. Winter tires provide better traction, handling and…

Ben Rathbun, CEO of Rathbun Insurance, and Jen Bates, Inside Sales Manager, recently enjoyed a great day on the golf course with our partners at Pioneer State Mutual Insurance Company. The outing was more than just a round of golf—it was an opportunity to strengthen the relationships that keep our…

Ben and Laura were honored to be guests at LifeBoat’s 3rd Annual Recovery Recognition Night and Hygiene Drive. This unforgettable evening brought together community members, leaders, and advocates to celebrate the incredible work being done in the field of substance use recovery. — The event wasn’t…