INSURANCE BLOG

In the ever-evolving landscape of the insurance industry, we find ourselves in the midst of what experts refer to as a "hard market." This term is indicative of a phase where insurance companies — face increasing financial pressures, which prompts them to reevaluate their approach to risk…

At Rathbun Insurance, we understand that traversing the world of insurance can be complex and overwhelming. In this blog, we'll shed light on the crucial difference between underwriting decisions and coverage decisions. By the end of this article, you'll have a better grasp of these fundamental…

Do you have a vacation cabin or another property that you use during the summer but leave empty during the winter? If so, you need to winterize your getaway so you don’t find a mess when spring arrives. — Winterizing may take a few hours of work, but being thorough can prevent serious problems.…

In the dynamic world of insurance, where innovation meets tradition and knowledge, Rathbun Insurance is proud to announce a remarkable achievement – our President, Ben Rathbun, has been — honored as one of the Best Insurance Professionals Under 35 by Insurance Business America. The 2023 Insurance…

Life happens. The car breaks down, the kids get sick, an appliance fails. When the insurance bill arrives, you have every intention of paying it, but somehow you forget. The next thing you know, a cancellation notice arrives. You plan on logging in an making the payment in the portal, but yet again…

Life doesn’t stop after you obtain insurance coverage. Maybe you added that much-needed extra bathroom to your home or inherited your grandparents’ precious antiques. Perhaps your teenager is going to college or you’re starting a new business. You’ll need to adjust your insurance coverage to align…

Commercial insurance rates are increasing on nearly every line of coverage, thanks to a rise in the frequency and severity of claims. And business owners are noticing significant premium hikes at policy renewal time. What might not be as apparent are: — Changes to policy requirements — New coverage…

At Rathbun Insurance, inclusivity is more than just a buzzword; it's a commitment that runs deep in our culture. Recently, Ben Rathbun, our President, had the privledge of sitting down with CanvasREBEL Magazine to discuss the importance of creating inclusive workplaces and the steps we're taking to…

At Rathbun Insurance, we believe in the power of community and giving back. Since September 2015, we have been running our Quotes for a Cause giving campaign, a heartfelt initiative that allows us to collaborate with local non-profit organizations making a profound impact on our community. Each…

In today's dynamic business landscape, success depends not only on individual talents but also on a cohesive team that collaborates effectively, capitalizes on strengths, and achieves shared objectives. At Rathbun Insurance, we recognize the importance of fostering teamwork, which is why we closed…