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Rathbun Insurance Blog

All You Ever Wanted to Know About Insurance

Navigating the Waters of Insurance: Claims Made vs. Occurrence Policies

In the intricate landscape of insurance, the choice between claims-made and occurrence policies can significantly impact how coverage is triggered and claims are handled. Understanding the nuances of these policies is...

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Unlocking Home Insurance: Home Inspection 101

At Rathbun Insurance, we believe in providing comprehensive coverage that safeguards your home and valuables. When it comes to securing the right insurance policy, you may wonder why a home inspection might be required...

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Navigating Carrier Loss Control Visits: A Collaborative Approach to Strengthening Your Business

At Rathbun Insurance, we prioritize your safety and the success of your business. In this blog, we aim to provide insight into what a loss control visits entails and outline the carrier's goals and expectations,...

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Importance of timely insurance premium payments!

In the realm of financial planning, insurance serves as a safety net that shields individuals, families, and business from unexpected and potentially devastating losses. Whether it’s health, life, auto, liability, or...

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15 Holiday Decorating Hazards To Avoid at Your Business

Adding some holiday magic to your business? From accessibility to food safety, we’ve got you covered. Check out these 15 tips to keep your holiday decorations safe. 1. Holiday tree fires: Set up your tree(s) far from...

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Demystifying Insurance Rates: How Carriers Set Premiums and the Role of Independent Insurance Agencies

Insurance is an essential aspect of financial planning and risk management. It provides a safety net that helps individuals and businesses safeguard themselves against unforeseen events and unexpected expenses. However,...

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Questions To Ask Your Home Owners Association Before You Buy

Homeowners associations (HOAs) often include many amenities but also many restrictions. Make sure you know what you're getting into before you sign on the dotted line.

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Fostering Community and Mentorship: Rathbun Insurance Guest Lectures at MSU

At Rathbun Insurance, we go beyond the conventional realm of insurance coverage. We're dedicated to nurturing the next generation and giving back to our community. Today, our President, Ben Rathbun, and Producer,...

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10 Reasons To Consider an Independent Insurance Agent

We live in an app-enabled world. You can order groceries, hire a dog walker and book a vacation without leaving your home or speaking to a real person. It makes sense to think insurance is something you can do online,...

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How To Avoid a Scary Homeowners Claim This Halloween: 13 precautions to make your home safe

Trick-or-treaters aren’t the only spooky thing you may see on Halloween. You also need to watch out for hazards that could lead to a scary homeowners insurance claim. Here are 13 precautions to make your home safe...

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